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General Casualty

Kinsale’s General Casualty Division offers Commercial General Liability and Products Completed Operations Liability on OL&T/Premises-related exposures for over 200 eligible classes. We tailor innovative solutions for your hard to place risks.

Target Classes:
  • Amusement/Arcade facilities and events;
  • Bars, Taverns and Restaurants;
  • Condo and Homeowners Associations;
  • Habitational;
  • Hotel/Motel and Resorts;
  • Lessor’s risk;
  • Property Managers;
  • Retail stores;
  • Shopping centers;
  • Special events;
  • Vacant Land and Buildings;
  • Warehouses.
Policy Structure:
  • Commercial General Liability;
  • ISO Occurrence and Claims-made coverage forms;
  • ISO Liquor Liability Coverage;
  • Customized Coverage;
  • $1,000,000/$2,000,000/$2,000,000 capacity (Excess limits available);
  • Deductible typically $5,000 unless tailored to an individual risk.
  • Per Location aggregate endorsement;
  • Hired and Non Owned Auto (supported);
  • Garagekeeper’s Legal (supported).
Submission Requirements:
  • ACORD Commercial Insurance Application and General Liability Application with a complete Description of Operations;
  • Supplemental Application, where appropriate;
  • Five Year currently valued company loss runs with a description provided for losses over $25,000.