Aviation

Kinsale has Aviation Liability coverage including Aviation General Liability with Hangarkeepers’ and Grounding and Aviation Products/Completed Operations Liability with Grounding coverages.

We also offer Drone Operator Liability coverage including UAS General Liability and UAS General Liability with Air Operations/Physical Damage coverages.

Our Aviation team can consider your aviation-only risks, UAS operation-only risks, as well as your manufacturers and contractors with partial aviation exposures and Casualty accounts with ancillary UAS operator exposures.

TARGET CLASSES:

  • Aircraft Cleaning, Painting, and Welding;
  • Aircraft Maintenance and Repair Facilities;
  • Aircraft, Rotorcraft, and Spacecraft Parts Manufacturers;
  • Airport-Adjacent Services;
  • Airports and Airstrips;
  • Airport Terminal Construction and Renovation Contractors;
  • Exhibitions and Museums;
  • Fuel Suppliers;
  • Hangar Owners/Operators;
  • In Terminal Restaurants and Retail;
  • On-Apron Services (Aircraft Catering,
    De-Icing, Pushback, Water/Sanitation Services, etc.);
  • Runway and Helipad Contractors;
  • UAS/Drone Manufacturers;
  • UAS/Drone Operators Liability
    (For UAS/Drone Specific Operations, UAS/Drone General Liability; or UAS/Drone Liability with Air Operations/Physical Damage Coverage).

Policy Structure (Aviation):

  • Full General Liability with Grounding and Hangarkeepers Liability Coverages;
  • Products/Completed Operations Liability with Grounding.

Policy Structure (Drone Operators Liability):

  • For UAS/Drone Specific Operations, UAS/Drone General Liability; or UAS/Drone Liability with Air Operations/Physical Damage Coverage (Air Operations available for operators with UAS under 55 pounds take-off
    weight only);
  • For Operations with UAS exposures that are not a majority of operations. Kinsale offers a Drone Liability Endorsement to our General Liability policies with limits in addition to the attaching policy (non-stacking).

Available Coverage Enhancements:

  • Aviation Operations only and can contemplate Non-Aviation Construction and Products Exposures for your clients;
  • Liquor Liability;
  • Additional Insured, Waiver of Subrogation, and Primary and Non-Contributory Endorsements available.

Submission Requirements:

  • Signed and dated Airport, or Aviation General Liability, or Aviation Products Manufacturing/Distribution Kinsale supplemental application;
  • Five year currently valued company loss runs;
  • Copies of the following:
    • Any FAA certificates held by insured;
    • Any FAA or NTSB reports involving insured’s operations;
  • Website information, brochure, or product catalog as appropriate to insured’s operations.

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