Kinsale divisions that underwrite cannabis risks include:
Commercial Property
-
- Cannabis-related industries, including growers, retail, processors, and more
Entertainment
-
- Cannabis-related special events (with and without consumption)
- Cannabis-friendly retreats/churches/meditation centers
- Cannabis tours
Excess Casualty
-
- Supported or unsupported
- Up to $10M in limits
- Target classes:
- Cannabis-related special events
- Dispensaries, distributors, growers, and processors (with or without Products coverage)
- LROs with cannabis-related tenants
Health Care / Allied Health
-
- Individual practitioners performing evaluations
- Medical marijuana evaluation clinics
- Pharmacies/pharmacists dispensing medical marijuana
Inland Marine
-
- Motor truck cargo or owner’s cargo coverage for cannabis-derived products and CBD/hemp
- Equipment for extraction, grow, and dispensary businesses
- Farming equipment used for cannabis-related farming
- Mobile cannabis-related equipment
Life Sciences
-
- CBD, cannabidiol – topical products only
- Hemp, including dietary supplements
Management Liability (D&O and EPL)
-
- Cultivation
- Dispensaries
- Product manufacturers and others
- Retail stores
Products Liability
-
- Cannabis dispensaries, distributors, growers and processors
- Includes plant oil processing and extraction equipment
Product Recall
-
- Cannabis-related products
Professional Liability
-
- Compliance, licensing, and business consulting
- Licensed retail dispensaries
- Specialized professionals: accountants, architects, engineers, lawyers, etc.
- Staffing and employment services
Small Property
-
- Cannabis-related industries: CBD/hemp, dispensaries, extraction, grow, LRO, and laboratories
BROAD TARGET CLASSES:
- Growers, manufacturers, and processors
- Transportation
- Medical marijuana evaluators
- Quality assurance labs
- Dispensaries, retail, and hospitality businesses
- Vaporizers, smoking devices, and other accessories
- Specialized professionals (accountants, architects, engineers, lawyers)
- Security firms
