Kinsale Insurance Company is an excess and surplus lines insurance company specializing in hard-to-place property, casualty, and specialty risks. We target small-to-midsized accounts and have the flexibility to offer terms for businesses with poor loss histories, high risk venues, and new or high-hazard operations. Products are distributed through select surplus lines brokers. We are eligible in all fifty states, the District of Columbia, Puerto Rico, and the U.S. Virgin Islands. Kinsale has an A (Excellent) Financial Strength Rating from A.M. Best Company.