Small Property

Kinsale Small Property will consider risks up to $3,500,000 in Total Insured Value. Deductibles start at $500. The facility will provide coverage for a wide variety of occupancies, including cannabis, daycare facilities, offices, vacant buildings, and many more classes. We can consider All Risk and Single Peril coverages on a ground-up basis.

Target Classes:

  • Cannabis-related industries:
    • CBD/hemp
    • Dispensaries
    • Extraction
    • Grow
    • Laboratories
    • LRO
  • Churches
  • Consultants
  • Daycares
  • Entertainment & media services
  • Hotels and motels
  • LRO commercial/industrial
  • Light manufacturing
  • Miscellaneous service industries
  • Offices
  • Salons
  • Small healthcare facilities (non-habitational)
  • Small retail
  • Vacant buildings

Capacity:

  • Capacity to $3,500,000 TIV

Deductible:

  • Deductibles starting at $500
    (Note: no deductible buy-backs)

Minimum Premiums:

  • $1,000 – all classes

Submission Requirements:

  • Broker specifications (Word format)
    • Effective date
    • Description of occupancy(s), protection
    • Requested coverage & perils, including a Statement of Values or ACORD 140
  • Five-year loss summary

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