Kinsale Insurance Company

Small Property

Kinsale Small Property will consider risks up to $5 million in Total Insured Value. Deductibles start at $500. The facility will provide coverage for a wide variety of occupancies, including cannabis, daycare facilities, offices, vacant buildings, and many more classes. We can consider All Risk and Single Peril coverages on a ground-up basis.

Submission Address:

Target Classes:

  • Auto shops
  • Bars and nightclubs
  • Convenience stores
  • Cannabis-related industries:
    • CBD/hemp
    • Dispensaries
    • Extraction
    • Grow
    • Laboratories
    • LRO
  • Daycares
  • Entertainment & media services
  • Hotels and motels
  • Houses of worship
  • LRO commercial/industrial
  • Light manufacturing
  • Offices
  • Restaurants
  • Retail
  • Salons
  • Small healthcare facilities (non-habitational)
  • Vacant buildings

Avoided Classes:

  • Apartments, condominiums, & dwellings
  • Heavy woodworking
  • Recycling facilities
  • Salvage/scrapyards
  • Sawmills
  • Warehousing of lithium-ion battery powered products

Avoided Perils:

  • Earthquake
  • Flood

Small Property Applications

Marketing Brochures

Small Property
Small Property Infographic
Property Appetite Guide


Territory Guide

Your Small Property territory is based on where your office is located.

West Team - Alyssa Bell Central Territory - Trevor Hopper East Territory - Patrick McDaniel

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