Health Care

Policy Structure:

• Professional Liability coverage
• Claims-Made and Reported coverage form
• Consent-to-settle with hammer clause
• Per claim deductible that applies to both indemnity and expense
• Broadened coverage and preferred pricing available for select risks with favorable claims history, low acuity specialty, and other merits
• Typical primary limits of $1M/$3M
• Up to $5M in excess available through Kinsale’s Excess Professional Division
• Group policies with multiple providers receiving individual limits of liability are available
• 12, 24, and 36 month tail options available

Available Coverage Enhancements:

• Cyber Liability coverage
• Defense outside the limit
• Damages-only deductible
• Incident coverage trigger
• Limited DD&R provision
• Supplementary payments

Submission Requirements:

• Application (signed and dated) and appropriate supplemental application
• Five-year currently-valued loss runs
• Copy of curriculum vitae and declarations page