Kinsale’s General Casualty Division offers Commercial General Liability and Products Completed Operations Liability on OL&T/Premises-related exposures for over 200 eligible classes. We can tailor innovative solutions for your hard-to place-risks.
Target Classes:
- Apartments
- Assisted Living Facilities (LRO)
- Bars/Nightclubs/Gentlemen’s Clubs
- Boarding Houses
- Churches
- Condominium Associations
- Daycares and Schools
- Developers
- Dwellings
- Flea Markets
- Freight Forwarders
- Gas Stations
- Grocery Stores and Supermarkets
- Homeless Shelters (LRO)
- Homeowners Associations
- Hostels
- Hotel, Motel, Resorts (will consider long-term single room occupancy and low occupancy)
- Lessor’s Risk
- Liquor Liability (available in most states (supported))
- Mobile Home Parks
- Property Managers
- Quarries
- Real Estate Land Developers
- Restaurants
- Retail Stores
- Security Guards and Detective Agencies
- Senior Housing
- Shopping Centers
- Student Housing (non-Greek)
- Townhouse Associations
Minimum Premium: $7,500.
Policy Structure:
- $10,000,000 Excess Capacity available through Kinsale Excess Casualty Division
- Commercial General Liability
- ISO Occurrence and Claims-made coverage forms
- ISO Liquor Liability Coverage
- Customized Coverage
- Per Location aggregate endorsement
- Hired and Non Owned Auto (supported)
- Blanket Additional Insured
- Employee Benefits Liability
- Stop Gap Liability
Submission Requirements:
- ACORD Commercial Insurance Application and General Liability Application with a complete Description of Operations
- Supplemental Application, where appropriate
- Five year currently valued company loss runs with a description provided for losses over $25,000
- SOV in Excel format (for locations of 5 or more)
- Insured website information
