5 min read
Why Meat and Dairy Processors Need Both Casualty and Recall Insurance
Most meat and dairy processors know they need Agribusiness Casualty coverage. What they may not realize is that Product Recall insurance is equally…
Key Takeaways:
Finding a carrier willing to write daycares, schools, and churches is one thing. Finding one whose underwriters truly understand what these accounts need and can deliver coverages to match is another.
Kinsale’s General Casualty and Excess Casualty teams deliver the expertise and coverage options your accounts need.
Challenge |
Solution |
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Carriers might quote daycares, schools, and churches on GL, only to offer SAM sublimits that are too low—or excluded altogether. |
Our General Casualty team regularly writes GL with SAM and Professional Liability with a range of sublimits for daycares, churches, schools, camps, and non-profits. |
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Standard GL forms weren’t designed for the unique hazards that childcare-related accounts carry. |
Our underwriters understand the nuances of these accounts and can tailor coverages with endorsements for playgrounds, elopement, oxygen deprivation, and more. |
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When higher limits are required by landlords, municipalities, or licensing bodies, finding an excess layer for these classes becomes a challenge on its own. |
Kinsale’s Excess Casualty team offers limits up to $2M across the same broad appetite, so you can build the tower your client needs with a single carrier. |
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These accounts often need coverage quickly. Return a quote too slowly, and you could lose a placement. |
The simple fact is the sooner an account is quoted, the sooner it can be bound. That’s why Kinsale’s experienced underwriters deliver creative solutions with industry-leading response times. |
Our appetite includes a broad range of daycares and childcare centers, both franchised and independent, with no student count limitations. We also provide creative solutions for schools, as well as churches and other religiously affiliated organizations.
General Casualty Excess Casualty
Need property coverage? Reach out to our Small Property team for up to $5M in TIV across the same appetite.
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