Binding restrictions for select products are in place in parts of CO due to wildfires.

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Kinsale Insurance Company

High Value Homeowners

Kinsale’s High Value Homeowners Division provides coverage for homes with Dwelling Values $1 million and above across a wide variety of home styles. Our creative and practical solutions for your hard-to-place dwellings include primary coverage on a primary or ground-up basis and excess coverage on an unsupported basis.

Submission Address:

Kinsale’s High Value Homeowners Division provides creative primary & excess coverage for homes valued at $1M+.

Target Classes:

Single-family homes with a $1M+ Dwelling Value

  • Gentleman’s Farms (or “hobby farms”)
  • Historic homes
  • Mansions
  • Mountain homes
  • Ranches
  • Waterfront homes

Avoided Risks:

  • Multi-property schedules
  • Row homes

High Value Homeowners Applications



Marketing Brochures

High Value Homeowners
High Value Homeowners Infographic
Personal Lines Appetite Guide

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