Binding restrictions for select products are in place in HI due to Tropical Storm Lala & parts of CO & WA due to wildfires.

Binding Restrictions
Kinsale Insurance Company
2 min read
06/17/2025

NEW: Lower premiums for non-profit D&O coverage

Passion ≠ Protection
Affordable D&O Solutions for Non-Profits

 

Key Takeaways:

 


Tight budgets, fluctuating D&O rates, and reduced carrier appetites in high-risk sectors like child welfare and faith-based groups may tempt non-profit organizations to forego adequate coverage. Yet, the fact remains:

D&O coverage is non-negotiable for non-profits.

Non-profits often see higher frequencies of governance, HR, and abuse-related claims than their corporate counterparts. Costly lawsuits divert an organization’s resources from their true passion—the people they serve.

Fortunately, Kinsale’s Management Liability Division has solutions. We provide:

The Agribusiness Property Division joins a trusted line-up of Agribusiness and Property solutions, including:


Contact our Management Liability team to request a Non-Profit D&O Liability quote or ask about our EPL and Fiduciary Liability products.

In addition to a new $1,500 minimum premium, we offer primary limits up to $10M and excess options through our Excess Professional Division.

Explore the Potential for your non-profit accounts with Kinsale.

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