Binding restrictions for select products are in place in parts of CO due to wildfires.

Binding Restrictions
Kinsale Insurance Company

High-Value Homeowners

Kinsale’s High-Value Homes Division provides coverage for homes with Total Insured Values (TIVs) $1M and above across a wide variety of home styles. Our creative and practical solutions for your hard-to-place dwellings include primary coverage on a primary or ground-up basis and excess coverage on an unsupported basis.

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Kinsale’s High Value Homeowners Division provides creative primary & excess coverage for homes valued at $1M+.

Personal Insurance

Kinsale’s Personal Insurance Division provides coverage for owner occupied single family, site built homes and manufactured or modular homes. These products offer retail agents the choice of two unique coverage forms, each designed to fit the different needs of different homeowners.

We distribute Homeowners E&S (HOMES) and Manufactured Home products through select surplus lines brokers.

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Kinsale’s Personal Insurance Division provides coverage for owner occupied single family, site built homes and manufactured or modular homes.

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