Entertainment

Kinsale’s Entertainment specialists write an array of small-to-midsize Entertainment classes. We particularly target risks that have been non-renewed, have a poor loss history, or are located in a difficult legal venue. Both Claims-Made and Occurrence forms are available. Kinsale can tailor coverage to meet a risk’s unique underwriting characteristics.

Equine Liability, Media Liability, and Firearms Liability coverages are also available through our Entertainment Division.

Target Classes:

  • Auditoriums and theaters
  • Axe throwing
  • Bowling alleys
  • Campgrounds and RV parks
  • Convention or performing arts centers
  • Country/tennis/golf clubs
  • Escape rooms
  • Equestrian centers
  • Family entertainment and amusement centers
  • Firearm stores
  • Go-karting, batting cages, and mini-golf
  • Gyms and fitness centers
  • Hunt clubs
  • Museums
  • Paintball and laser tag facilities
  • Race tracks or ATV parks
  • Rage rooms
  • Shooting ranges
  • Special events
  • Tourist attractions
  • Zoos and aquariums

Minimum Premium:

  • $1,500

Deductible:

  • $1,000; higher options available

Policy Structure:

  • Commercial General Liability
  • Occurrence and Claims-Made coverage forms
  • Customized coverage
  • Up to $5M capacity, with several lower limit options available
  • $10,000,000 excess capacity available through Kinsale’s Excess Casualty Division
  • Per location aggregate endorsement
  • Blanket AI forms
  • Hired and non-owned auto

Submission Requirements:

  • ACORD Commercial Insurance application and General Liability application with a complete description of operations/exposures (signed and dated by the insured when bound)
  • Supplemental application, where appropriate (signed and dated by the insured when bound)
  • Five-year currently-valued company loss runs, with a description provided for losses over $10,000
  • Website information

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