Entertainment – Firearms

Kinsale’s Entertainment Division can offer General Liability or Professional Services Liability for many types of firearms risks. We particularly target small-to-midsize risks that have been non-renewed, have a poor loss history, or are located in a difficult legal venue.

Target Classes

  • Ballistics testing facilities
  • Competitive shooting tournaments
  • Extreme range experiences or exotic gun ranges
  • Firearms instructors (private or group)
  • Firearm obstacle courses
  • Firearms retailers with ranges or instruction
  • Firearm storage services
  • Gunsmiths with ranges or instruction
  • Hunt and gun clubs
  • Paintball and airsoft centers
  • Range safety officers, including certification courses
  • Shooting ranges
  • Tactical training classes

Policy Structure

  • General Liability or Professional Services Liability
  • GL and PL coverages have their own limits, subject to total policy aggregate

Available Coverage Enhancements

  • Active Assailant coverage limit
  • Additional insured, waiver of subrogation, and primary and non-contributory endorsements

Submission Requirements

  • Appropriate Kinsale supplemental application, signed and dated
  • Five-year currently-valued loss runs
  • Copies of the following:
    • Any certifications held by the insured
    • Any Federal Firearms Licenses (FFLs) held by the insured
    • Any ATF citations, sanctions, warning letters, or other federal or state firearms authority notices
  • Website information or brochure, as appropriate to insured’s operations