Kinsale’s Construction Division writes all types of Commercial, Industrial, Residential, and Specialty Trade contractors. A typical contractor has over $2,000,000 in revenue. Our team specializes in creatively underwriting your hard-to-place contractors that may have a poor loss history, tough exposures, or that may have other difficult risk characteristics.


New Residential Construction: General Contractors, Custom home Builders, Trade Contractors, and Subcontractors.

Residential Renovation and Remodeling: All trades eligible.

Commercial Construction: General and Subcontractors:

  • Concrete Construction;
  • Demolition;
  • Excavation, Site Preparation, Grading;
  • Fire Suppression;
  • Framing;
  • Horizontal Drilling, Conduit Construction;
  • HVAC;
  • Infrastructure Developers;
  • Plaster, Stucco, EIFS;
  • Roofing;
  • Steel Erection;
  • Seismic retrofitting;
  • Water / Sewer Mains.

Project Specific, Owner’s Interest and OCP available.


  • $10,000,000 Excess Capacity available through Kinsale Excess Casualty Division;
  • Commercial General Liability and Products/Completed Operations Liability;
  • ISO Occurrence and Claims-made coverage forms; Proprietary and Manuscript forms available to Customize Coverage;
  • Per location and Per Project Aggregate Options;
  • Deductibles $0 – $25,000.


  • ACORD Commercial Insurance Application and General Liability Application with a complete Description of Operations (Signed and dated by the Insured when bound)
  • Supplemental Application, where appropriate (Signed and dated by the Insured when bound)
  • Five Year currently valued company loss runs with a description provided for losses over $25,000;
  • Website Information