Kinsale Insurance Company


Kinsale’s Railroad Division offers solutions for Class III shortline railroads, support activities and contractors, and other miscellaneous railroad-related risks.

Our Excess Railroad Liability and Excess Railroad Protective Liability products are targeted toward small-to-midsize unique risks, including those with risk factors that make them harder to insure.

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Excess Railroad Liability Target Classes:

  • Class III short line freight railroads
  • Excursion railroads
  • Railcar and locomotive leasing
  • Support activities for rail transportation
  • Railroad museums
  • Railroad terminals and train stations

Excess Railroad Protective Liability Target Classes:

  • Railroad engineering construction
  • Railroad track contractors
  • Railroad electrical contractors, including signaling equipment
  • Railroad earthwork and grading contractors
  • General railroad contractors
  • Railroad mobile equipment operators


Recent Posts

1 min read

Excess Railroad Coverage from Kinsale

Kinsale Launches Railroad Division with Two Excess Liability Products Kinsale is launching our Railroad Division, as outlined in our 2023 Preview, with two railroad products! We’re…

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1 min read

Infographic: Railroad

Kinsale’s latest infographic illustrates our Railroad appetite, focused on risks needing Excess Railroad Liability and Excess Railroad Protective Liability coverage. Kinsale’s Railroad Division offers…

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