Commercial Auto

Kinsale’s Commercial Auto Division offers a variety of solutions designed for small-to-midsize automotive businesses and companies that service vehicles left in their custody.

We have an appetite for accounts with challenging underwriting characteristics, like those that have been non-renewed, have poor loss history, or have high-risk operations.

Our Commercial Auto Division’s products include Excess Auto Liability, Non-Dealers Garage Liability, and Truckers’ General Liability.

Target Classes:

  • Automotive oil changes and lubrication
  • Body and paint shops
  • Construction and farm equipment service
  • Contractor auto fleets
  • Courier services
  • Freight forwarders
  • Full-service car wash and detailing
  • General automotive repair and service
  • Last-mile package delivery
  • Mobile mechanic and roadside assistance
  • Moving services
  • Pilot car services
  • Third-party logistics services
  • Tractor trailer fleets
  • Trucking services
    • Short or long haul trucking
    • For-hire trucking
  • Valet parking operations

Note: Target classes vary by product

Capacity

  • Primary: Up to $1M
  • Excess: Up to $5M
    • Can be provided on a supported or unsupported basis

Products Offered:

  • Excess Auto Liability
  • Non-Dealers Garage Liability
    with Garagekeepers
  • Truckers’ General Liability

Submission Requirements

  • ACORD Commercial Insurance application
  • Supplemental application, where appropriate (signed and dated by the insured when bound)
  • Five-year currently-valued company loss runs with a description provided for large losses
  • Website information
  • Additional information as required per product

Submission Addresses

Contact