Excess Auto Liability:
NEW SUBMISSIONS: ca@kinsaleins.com
TARGET CLASSES:
- Standalone Excess Auto
- Appliance delivery
- Contractor auto fleets
- Energy/oil & gas auto fleets – includes tractor trailer fleets
- Trucking
- Short or long haul trucking
- New ventures
- For-hire trucking
- Tractor trailer fleets
- Last mile package delivery or courier services
- Pilot car services
Policy Structure:
- $5,000,000 capacity
- Follow-Form excess policy
Underlying Requirements:
- $1,000,000 Combined Single Limit
Submission Requirements:
- Underlying Auto Liability terms and, when applicable, General Liability terms
- Auto fleet breakout by vehicle type, including radius of operations and commodities hauled
- Year, make, model, and 17-digit VIN# also required
- MVRs for drivers operating a scheduled auto
- ACORD Commercial Insurance application and Excess/Umbrella application
- Supplemental application, where appropriate (signed and dated by the insured when bound)
- Five-year currently-valued company loss runs with a description provided for large losses (over $100,000)
- Website information