Ocean Marine

Kinsale’s Ocean Marine Division offers Marine Cargo coverage for a multitude of items and products across a variety of industries and uses, targeting hard-to-insure small and mid-sized risks in domestic inland waterways and coastal waters within 12 nautical miles of the U.S. coast.

We also offer coverage for Marine Contractors, doing work in and around marinas, ports, and shipyards. We cover an array of risks both onshore and offshore and can consider up to 100% offshore exposure.

Marine Cargo:



  • Domestic inland waterways
  • Coastal waters within 12 nautical miles of the U.S. coast


  • Agricultural risks
  • Buyers/consignees
  • Chemicals
  • Commodities traders
  • Distributors
  • Freight forwarders
  • Manufacturers
  • Refrigerated goods

Policy Structure:

  • Cargo Liability (within specified coverage territory)
  • All Risks or Named Perils
  • Special “per conveyance” limits of liability
  • Per occurrence and aggregate per voyage deductibles
  • Ability to amend property not covered as defined in the policy form
  • Coverage extension available for damages incurred during land transit or while stored awaiting transit

Marine Contractors:



  • Blue and brown water exposures
  • Consultants
  • Diving contractors
  • Marina operators
  • Ship repairers
  • Shipyard contractors
  • Stevedores

Policy Structure:

  • Commercial General Liability
  • Occurrence basis of coverage
  • Onshore or offshore exposures, with ability to consider up to 100% offshore

Division-Wide Submission Requirements:

  • ACORD Commercial Insurance application
  • Supplemental application(s), as appropriate (Kinsale or others accepted)
  • Five years of currently-valued loss runs (within 60 days) with a description provided for any loss greater than $25,000
  • Applicable contract signed by insured