Ocean Marine

Kinsale’s Ocean Marine Division offers Marine Cargo coverage for a multitude of items and products across a variety of industries and uses.

Our coverage targets hard-to-insure small and mid-sized risks that transport goods and products in domestic inland waterways and coastal waters within 12 nautical miles of the U.S. coast.

Marine Cargo:



  • Domestic inland waterways
  • Coastal waters within 12 nautical miles of the U.S. coast


  • Agricultural risks
  • Buyers/consignees
  • Chemicals
  • Commodities traders
  • Distributors
  • Freight forwarders
  • Manufacturers
  • Refrigerated goods



Policy Structure:

  • Cargo Liability (within specified coverage territory)
  • All Risks or Named Perils
  • Special “per conveyance” limits of liability
  • Per occurrence and aggregate per voyage deductibles
  • Ability to amend property not covered as defined in the policy form
  • Coverage extension available for damages incurred during land transit or while stored awaiting transit

Submission Requirements:

  • ACORD Commercial Insurance application
  • Marine Cargo supplemental application, where appropriate (Kinsale or other carriers accepted)
  • Five years of currently-valued loss runs (within 60 days) with a description provided for any loss greater than $25,000
  • Applicable contract signed by insured