Aviation

Target Classes:

• Air Operations
• Ground Operations
• UAS/Drone Operations

Policy Structure:

• Air Operations
• Ground Operations
• UAS/Drone Operations

Submission Requirements:

• Air Operations
• Ground Operations
• UAS/Drone Operations

• What Aviation insurance products does Kinsale offer?

  For air-based operations, we offer Aircraft Hull and Liability coverage for on a primary, excess, and quota share basis. Targets include private, recreational, corporate, and commercial operations, as well as flying clubs and unique or hard-to-place Aviation classes such as older aircraft and pilots, owner-flown aircraft, and aircraft-type transitions.

  Our options for ground-based operations coverage include Aviation General Liability, Products Liability, Hangarkeepers’ Liability, and  Grounding Liability. We can consider aviation-only risks, as well as manufacturers and contractors with partial aviation exposures or UAS/drone exposures, offering primary excess, or quota share limits.

  We also offer Hull Liability and Drone Operator Liability for drones and unmanned aerial systems with flexible primary and excess limits. We can consider UAS operation-only risks, as well as accounts with ancillary UAS exposures.

• Who underwrites Kinsale's Aviation insurance policies?

  We do! Kinsale is an is an excess and surplus (E&S) lines insurance company with an A (Excellent) Financial Strength Rating from AM Best Company. We do not act as an MGA or an MGU, rather coverages for all of our divisions are underwritten in-house in our Richmond, Virginia office.

  We are eligible in all 50 states, the District of Columbia, Puerto Rico, and the U.S. Virgin Islands.

• My initial quote isn't quite where it needs to be. How can I request a revised quote?

  At Kinsale, the first quote is just the start. Our goal is to make sure your accounts get the coverages they need—and because our underwriters are experienced, creative thinkers, we tend to get it right quickly. But if you ever need to negotiate terms and price, let us know. We’ll work with you.

• I'd like to get a direct appointment with Kinsale. How do I do that?

  If you are a wholesale broker with a surplus license interested in an appointment, the process is simple! The first step is to complete our online Producer Questionnaire.  Once you’ve completed the form and attached the necessary documents, you will be able to provide an e-signature, click “Continue,” and the form will be sent to us automatically.

  Be sure to have the following available to either upload online or email as an attachment: your entity/individual producer license(s) for all states, a copy of your latest financial statement, a Fidelity Declarations plan, and a E&O Declarations page.

  If you are a retail agent, hold a surplus license, and specialize in Aviation insurance, our business development manager can review an appointment with you. You can use the link above to complete the questionnaire and someone from our business development team will be in touch!

• There is a lot of information on the website! Is there a point of contact I can reach to further discuss my Aviation accounts?

  Yes, please contact:

  Drew DeMartini
  Division Manager, Aviation
  (804) 289-1282
  drew.demartini@kinsaleins.com

  Or, if you’re already appointed with Kinsale and would like to request a quote, you can email your submission to av@kinsaleins.com and one of our underwriters will be in touch.