Aviation

Kinsale has Aviation Liability coverage, including Aviation General Liability with Hangarkeepers’ & Grounding and Aviation Products/Completed Operations Liability with Grounding coverages.

We also offer Drone Operator Liability coverage, including UAS General Liability.

Our Aviation team can consider your aviation-only and UAS operation-only risks, as well as your manufacturers and contractors with partial aviation exposures and Casualty accounts with ancillary UAS operator exposures.

TARGET CLASSES (AVIATION):

  • Aircraft cleaning, painting, and welding
  • Aircraft maintenance and repair facilities
  • Aircraft, rotorcraft, and spacecraft parts manufacturers
  • Airport-adjacent services
  • Airports and airstrips
  • Exhibitions and museums
  • Fuel suppliers
  • Hangar owners/operators
  • On-apron services (aircraft catering,
    de-icing, pushback, water/sanitation services, etc.)
  • Runway and helipad contractors
  • UAS/drone manufacturers

Policy Structure (Aviation):

  • Up to $5 million limits on a primary basis
  • Full General Liability with Grounding and Hangarkeepers’ Liability coverages
  • Products/Completed Operations Liability with Grounding

Submission Requirements (Aviation):

  • Signed and dated Airport, Aviation General Liability, or Aviation Products Manufacturing/Distribution Kinsale supplemental application
  • Five-year currently-valued company loss runs
  • Copies of the following:
    • Any FAA certificates held by insured
    • Any FAA or NTSB reports involving insured’s operations
  • Website information, brochure, or product catalog as appropriate to insured’s operations

Available Coverage Enhancements:

  • On airport premises auto coverage and hired/non-owned coverage.
  • Coverage territory expansion endorsement for outer space.
  • Specific Additional Insured and Waiver of Subrogation endorsements available naming airports, manufacturers, and other common contractually required entities in the aviation industry.

TARGET CLASSES (UAS/DRONE OPERATORS LIABILITY):

  • Aerial photography and videography services
  • Claims adjusting and inspection services
  • Contractors/roofers
  • Delivery services
  • Private security
  • Mapping/surveying
  • Real estate
  • UAS/drone pilot training schools

Policy Structure (Drone Operators Liability):

  • Up to $5 million limits on a primary basis
  • For operations with UAS exposures that are not a majority of operations, Kinsale offers a Drone Liability Endorsement to our General Liability policies with limits in addition to the attaching policy (non-stacking)

Submission Requirements (Drone Operators Liability):

  • Signed and dated Kinsale UAS/Drone Operators supplemental application
  • Five-year currently-valued company loss runs
  • Copies of the following:
    • FAA licenses and endorsements held by all operators flying for insured
    • ­Any FAA authorizations or waivers held by insured, including any amendments or special certificates of waiver
    • ­Any FAA or NTSB reports involving insured’s operations
    • Operational manual or standard
    • Operating procedures
  • Website information or brochure

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