Aviation – Air Operations

Kinsale’s Aviation Division has solutions for Air Operations available, including Aircraft Hull and Liability on an excess or quota share basis.

We target hard-to-place and unique general aviation accounts, including private business, recreational, corporate, commercial, and flying clubs.

Our Aviation Division also has solutions for Ground Operations and UAS/Drone Operators.


  • Aircraft with retractable gear
  • Emerging technologies and experimental aircraft
  • Older aircraft
  • Older pilots
  • Rotorcraft
  • Single-pilot turbine aircraft
  • Spacecraft

Prohibited Classes:

  • Airlines
  • Crop dusting, seeding, or spraying
  • Firefighting
  • Skydiving operations
  • Racing

Policy Structure:

  • Aircraft Hull & Liability
  • Capacity
    • Up to $5M for Liability
    • Up to $2M for Hull
  • Follow-Form excess or quota share basis; no lead position on quota share

Submission Requirements:

  • Signed and dated aircraft/pilot supplemental application
  • Five-year currently-valued company loss runs
  • Copies of the following:
    • FAA licenses and endorsements held by all operators flying for insured
    • Any FAA authorizations or waivers held by insured, including any amendments or special certificates of waiver
    • Any FAA or NTSB reports involving insured’s operations
    • Operational manual or standard
    • Operating procedures
  • Website information or brochure

Underlying Requirements

  • $1,000,000 Combined Single Limit