Agribusiness Property

Property Target Classes:

• Ground-up & Primary
  • Small & midsized farms
  • Fruit & vegetable farms & nurseries
  • Feed stores
  • Agriculture-related storage & warehousing
  • Equine-related operations
  • Dude ranches & trail riding
  • Livestock & poultry farms & slaughterhouses
  • Cannabis grow facilities
  • Fertilizer manufacturing & storage
  • Vineyards & wineries
• Excess
  • All the classes above
  • Large farming operations
  • Grain elevator & co-op operations
  • Egg farms & poultry houses
• Many more classes considered

Note: Personal dwellings are considered through our High Value Homeowners Division and non-agricultural cannabis-related occupancies through our Small Property Division.

Property Capacity:

• $10M in total capacity
• Ground-up
  • TIV of $10M or less
  • Minimum premium: $5,000
  • Deductible: $5,000
• Primary
  • TIV up to $25M
  • We consider small & midsized ground-up & primary risks across a variety of occupancies, most with one to 20 locations.
• Excess
  • TIV up to $5B, with larger risks considered on a case-by case basis
  • We can write excess in or out of the PML, Buffer, & quota shared layers.

Catastrophe Appetite:

• Wind: All Risks, DIC, or Single Peril capacity available in all catastrophe areas
• Flood: DIC, Single Peril, or include with All Risks perils
• Earthquake: DIC, Single Peril, or include with All Risks perils; capacity available in all zones