Target Classes:
- Cannabis-related industries, including growers, retail, processors, and more
- Cryptocurrency mining facilities
- Excess habitational – apartments, assisted living facilities, condominiums
- Food/animal processing
- Hotels and motels (typically excess only)
- Laboratories
- LRO commercial/industrial
- Manufacturing/industrial
- Municipalities and independent school districts
- Professional/office buildings
- Real estate schedules
- Retail/shopping centers
- Vacant buildings
- Warehousing/wholesale
- Wood products manufacturing
Many more classes considered
Submission Requirements:
- Broker Specifications (Word format):
- Effective date
- Description of occupancy(s), protection
- Requested coverage & perils
- Suggested layering, if applicable
- Statement of Values (Excel format)
- Five-year loss summary, with a description provided for large losses over $25,000
Capacity:
$10M in total capacity
Ground-up: We target small-to-midsize risks for a variety of occupancies. The majority of our ground-up business has between one and twenty locations and TIVs of $5M or less.
Primary: We target small-to-midsize risks for a variety of occupancies. The majority of our primary business has between one and twenty locations up to $35M in Total Insured Value.
Excess: We can write in or out of the PML, Buffer, and quota shared layers. Our appetite is for medium and larger risks up to $1B in Total Insured Value, but we can consider larger TIVs on a case-by-case basis.
Catastrophe Appetite:
Wind: All Risks, DIC, or Single Peril capacity available in all catastrophe areas
Flood: DIC, Single Peril, or include with All Risks perils
Earthquake: DIC, Single Peril, or include with All Risks perils; capacity available in all zones
