Commercial Property

Capacity:

$10M in total capacity

Ground-up: We target small-to-midsize risks for a variety of occupancies. The majority of our ground-up business has between one and twenty locations and TIVs of $5M or less.

Primary: We target small-to-midsize risks for a variety of occupancies. The majority of our primary business has between one and twenty locations up to $35M in Total Insured Value.

Excess: We can write in or out of the PML, Buffer, and quota shared layers. Our appetite is for medium and larger risks up to $1B in Total Insured Value, but we can consider larger TIVs on a case-by-case basis.

Catastrophe Appetite:

Wind: All Risks, DIC, or Single Peril capacity available in all catastrophe areas

Flood: DIC, Single Peril, or include with All Risks perils

Earthquake: DIC, Single Peril, or include with All Risks perils; capacity available in all zones

Submission Requirements:

• Broker Specifications (Word format):
  • Effective date
  • Description of occupancy(s), protection
  • Requested coverage & perils
  • Suggested layering, if applicable
• Statement of Values (Excel format)
• Five-year loss summary, with a description provided for large losses over $25,000