Binding restrictions for select products are in place in parts of CO & WA due to wildfires.

Binding Restrictions
Kinsale Insurance Company
2 min read
07/07/2025

Solar & Wind property solutions from construction to production

Alternative Energy iconAs Alternative Energy Takes Off,
Our Coverages Keep Up

 

Key Takeaways:

 


 

Solar and wind-generated electricity usage set records in 2024, overtaking coal for the first time in U.S. history. Additionally, solar is recognized as the fastest-growing source of electricity nationwide by the U.S. Energy Information Administration (EIA).

As alternative energy surges, we’re here to help you protect your accounts.

Property $2M or less in TIV

Property over $2M in TIV

Energy

Commercial Property

  • Capacity up to $2M TIV
  • Primary coverage for fixed property (ground-up only) & mobile equipment
  • Scheduled & unscheduled equipment options
  • Ground-up: TIVs between $2M – $5M
  • Primary: Up to $35M in TIV
  • Excess: Risks with up to $1B in TIV (larger TIVs considered case-by-case)

Inland Marine: Builder’s Risk

Builder’s Risk from Inland Marine provides comprehensive coverage from start to finish with primary, excess, and primary quota share options.

Recently, a broker for a leading solar farm developer needed an excess quote quickly for a $330M TIV project in Houston. We quickly crafted a policy with $2.5M p/o $20M excess of $25M, showcasing our flexibility and growing appetite for projects of all sizes.

Our Inland Marine team considers small and large accounts in hard-to-insure locations prone to wildfires and severe weather and offers flexible, 3-, 6-, or 12-month policies.

 

Find a broad appetite and fast, flexible solutions backed by industry expertise and creative underwriting with Kinsale’s Energy, Commercial Property, and Inland Marine Divisions.

Send me an Energy quote

Send me a Commercial Property quote

Send me an Inland Marine quote

 

Explore the Potential for your Solar & Wind Farm accounts with Kinsale.

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