Commercial Auto – Truckers’ General Liability

Kinsale offers Truckers’ General Liability through our Commercial Auto Division, with solutions for small-to-midsize fleets and businesses. We can offer up to $1 million in primary limits, with low minimum premiums and the creativity to craft coverage that fits each account.

We can consider hard-to-insure accounts, like new ventures, those with poor loss histories, or those with non-preferred drivers.

Target Classes:

  • Courier services
  • Freight forwarders
  • Moving services
  • Pilot cars
  • Taxi and limo services
  • Third-party logistics services
  • Truckers
    • Short or long haul trucking
    • New ventures
    • For-hire trucking
  • Towing operations
  • Warehousing operations

Minimum Premium:

  • $1,650


  • Starts at $1,000

Policy Structure:

  • Commercial General Liability
  • ISO Occurrence or Claims-Made forms
  • Employee Benefits Liability
  • Stop Gap Liability
  • Up to $1M in primary limits
  • Up to $5M available with Kinsale’s Excess Auto Liability

Submission Requirements:

  • ACORD Commercial Liability Insurance application and General Liability application
  • Supplemental application, where appropriate
  • Five-year currently-valued company loss runs
  • Website information

Avoided Risks

  • Ride sharing operations