NEW: Higher capacity for Small Property accounts
Higher Capacity =
Higher Account Satisfaction
Key Takeaway:
- Our Small Property team now considers risks up to $5M in Total Insured Value (TIV)

Kinsale’s Small Property Division now considers property accounts with up to $5M in Total Insured Value (TIV). This new capacity applies across a broad range of occupancies including hospitality, retail, manufacturing, non-habitational health care facilities, and more.
Our minimum premium remains $1,000 for all classes and deductibles start at $500. We can consider All Risk and Single Peril coverages on a ground-up basis.
Contact your Small Property Territory Manager to learn more about our new higher capacity or to submit an account today!
Need even higher limits? Contact our Commercial Property team for accounts higher than $5M in TIV.
Explore the Potential of $5M in TIV for your Small Property accounts.