Binding Restrictions

As a result of the current conditions of the Aspen Acres wildfire in Colorado and the Ross wildfire in Texas, binding restrictions are in place for Kinsale’s Agribusiness Property, Aviation (Hull Coverage), Commercial Property, Energy Property (Oil Lease Property), High Value Homeowners, Inland Marine, Ocean Marine (Cargo Coverage), and Small Property products in the following locations:

COLORADO

• Custer, El Paso, Fremont, Huerfano, Las Animas, and Pueblo counties
• Any location in Colorado within 25 miles of an active wildfire, regardless of county

TEXAS

• Jack & Palo Pinto counties

Binding restrictions are also in place as a result of the anticipated track of Tropical Strom Dolly for Kinsale’s Aviation (Hull Coverage) product in the following location:

PUERTO RICO

• Puerto Rico

Per our guidelines, the restrictions implemented in the event of a declaration of state of emergency are as follows:

• No policy will be bound on any new business.
• No endorsement may be issued on existing policies that has the effect of increasing limits of liability or decreasing deductibles, and no endorsements for policy term extension will be offered.
• Renewals of expiring policies may be written provided there is no increase in coverage.

These restrictions are effective immediately. We will notify you as soon as these restrictions can be lifted. If you have any questions, please contact the Aviation, Commercial Property, Energy, High Value Homeowners, Inland Marine, Small Property, or Ocean Marine teams.