Binding Restrictions

Based on current conditions of the Aspen Acres wildfire in Colorado, Tartar wildfire in Western Idaho, and Autumn Lane, Fairview, Old Trails, and Little Giant wildfires in Central and Eastern Washington, binding restrictions are in place for Kinsale’s Agribusiness Property, Aviation (Hull Coverage), Commercial Property, Energy Property (Oil Lease Property), High Value Homeowners, Inland Marine, Ocean Marine (Cargo Coverage), and Small Property products in the following locations:

COLORADO

• Custer, El Paso, Fremont, Huerfano, Las Animas, and Pueblo counties
• Any location in Colorado within 25 miles of an active wildfire, regardless of county

IDAHO

• Adams and Washington counties
• Any location in Idaho within 25 miles of an active wildfire, regardless of county

WASHINGTON

• Spokane and Stevens counties
• Any location in Washington within 25 miles of an active wildfire, regardless of county

Per our guidelines, the restrictions implemented in the event of a declaration of state of emergency are as follows:

• No policy will be bound on any new business.
• No endorsement may be issued on existing policies that has the effect of increasing limits of liability or decreasing deductibles, and no endorsements for policy term extension will be offered.
• Renewals of expiring policies may be written provided there is no increase in coverage.

These restrictions are effective immediately. We will notify you as soon as these restrictions can be lifted. If you have any questions, please contact the Aviation, Commercial Property, Energy, High Value Homeowners, Inland Marine, Small Property, or Ocean Marine teams.