Binding restrictions for select products are in place in parts of CO due to wildfires.

Binding Restrictions
Kinsale Insurance Company
2 min read
10/09/2025

NEW: DIC policies for High Value Homes

Kinsale’s New DIC Policy:
Flexible Solutions for High Value Homes

 

Key Takeaways:

 


 

Difference in Conditions (DIC) policy is now available from Kinsale’s High Value Homeowners Division.

Our DIC Policy

✓ Provides flexible solutions when policies don’t include adequate limits or exclude perils
✓ Helps to fill coverage gaps for California FAIR Plan (CFP) policies & other basic (DP1) homeowners policies
✓ Can be utilized in all states where our High Value Homeowners coverage is available

 

The DIC policy joins our creative solutions for homes with a dwelling value of $1M and above, including:

 

Contact our High Value Homeowners team to learn more about the DIC policy, or if you’re ready to build more comprehensive coverage with confidence, request a quote now!

Get a High Value Homeowners Quote

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