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3 Small Business submissions. 3 fast solutions

Speed, Service, & Flexibility for Small Business Accounts

Key Takeaways:

• Recent wins show our Small Business Division’s speed, service, & flexibility
• Experienced underwriters deliver personalized quotes
• We specialize in contractor & OL&T/premises exposures with revenue less than $2.5M

Any business can promise fast results, quality products, and exceptional customer service. Successful businesses can prove it.

Kinsale’s Small Business team has built their reputation by delivering fast quotes, precision underwriting, and customer service that goes above and beyond—with the wins to back it up:

Speed: Rush Crane Operator Coverage

The broker for a startup crane operator came to us requesting General Liability—ASAP. A quote was issued within two hours of submission and bound within an hour of release, meeting both the timing and coverage requirements this new account needed.

Service: After-Hours Renewal Revision

Just as we were about to renew a Florida hotel, the broker reached out with a last-minute revision. The account provided updated sales projections late on a Friday afternoon. Undaunted, our underwriter issued revised terms after close of business, and the account was bound over the weekend.

Flexibility: Seamless Operational Change

When one of our longtime Products Liability policyholders shifted their business model from equipment rentals to warehouse shelving installation, the broker came to Small Business for coverage. Our underwriter delivered a quote within a day, and the new policy was bound with no lapses in coverage.

Small Business Solutions

We specialize in small contractor and OL&T/premises accounts with a broad appetite covering hundreds of classes. Likewise, we customize our terms to meet your accounts where they are, including flexible premiums as low as $2,100 for contractors and $1,150 for OL&T/premises accounts and excess options up to $5M.

Kinsale designs Small Business solutions for accounts with revenue under $2.5M. For larger contractor accounts, our Construction Division is ready to help. Or for OL&T/premises accounts with an expected premium above $7,500, reach out to our General Casualty team.

Request Your Small Business Solution Now

Explore the Potential of fast, flexible Small Business solutions with Kinsale.