Find coverages for CAT exposures
One Storm is All it Takes
Key Takeaways:
- Experts predict a below-average Atlantic hurricane season & higher Pacific activity
- The highest 2026 landfall risk is along the Northern Gulf Coast & the Carolinas
- Our Environmental, Energy, & Property teams deliver coverages built for CAT exposures
WHEN: June 1 – Nov 30
WHAT: Colorado State University (CSU) forecasts 13 named storms, 6 hurricanes, & 2 major hurricanes in the Atlantic basin, with increased activity in the Pacific due to a strong El Niño.
WHERE: AccuWeather calls for the highest risk of landfall along the northern Gulf Coast and Carolinas
Whether the forecast calls for a busy season or a quiet one, many communities have learned—one storm is all it takes:
PROPERTY
Ian (2022)
|
ENERGY
Ida (2021)
|
ENVIRONMENTAL
Helene (2024)
|
97%
of structures damaged or destroyed |
96%
of Gulf oil & gas production shut in |
$61M
of hazardous waste cleanup in NC alone |
|
Hurricane Ian’s 150 mph winds tore roofs from commercial structures and leveled entire business districts along Florida’s Gulf Coast, creating the second-largest insured loss in U.S. history. — National Hurricane Center, 2022
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Hurricane Ida shut in 96% of Gulf crude oil and 94% of natural gas production at peak, the largest offshore shut-in in a decade, with 63 platforms still unmanned two weeks after landfall. — U.S. EIA / U.S. Bureau of Safety and Environmental Enforcement, 2021
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Hurricane Helene triggered $78.7B in economic losses across 6 states, with $61M in federal hazardous waste cleanup in North Carolina alone. Environmental contractors responded to contamination and chemical releases months after landfall. — NC DEQ / U.S. EPA, 2025; National Hurricane Center, 2024
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Prepare your accounts for whatever the 2026 hurricane season holds.
Learn more about our storm-ready coverages.
Property
When standard carriers step back as storms approach, Kinsale is there to help businesses get back up and running as soon as the skies clear.
Small Property Division —TIV up to $5M
Commercial Property Division —TIV over $5M
Get a Small Property Quote Get a Commercial Property Quote
Energy
Our Energy Division provides General Liability, Pollution Liability, and Professional Liability for oil & gas, alternative energy, mining, and power exposures. Added protection is available with our specialized Energy products, including Control of Well and Property.
Get an Energy Quote
Environmental
Our Environmental Division delivers quick quotes and customizable coverages (combined or standalone) for storm preparation, clean-up, & restoration contractors.
- General Liability
- Bailee’s coverage
- Contractors Pollution Liability
- Transportation Pollution Liability
- Non-Owned Disposal Sites Liability
- Professional Liability
- Mold Liability
- Site Pollution Liability
Get an Environmental Quote
Explore the Potential of CAT-ready coverages with Kinsale.