Binding restrictions for select products are in place in parts of CO (wildfires) and AL, FL, LA, and MS (TS Bertha).

Binding Restrictions
Kinsale Insurance Company
1 min read
03/03/2023

Liquor Liability for bars, restaurants, and nightclubs

Liquor Liability for Hospitality Classes

Key Takeaway:
Kinsale offers several options for bars and restaurants, including Liquor Liability


Finding a new market for an account that’s been non-renewed or turned away from the admitted market takes extra time and effort. Ultimately, these both cost you money.

Kinsale can make binding those hard-to-place accounts easier. We quickly return quotes for accounts that have difficult circumstances, like high-hazard operations or lack of prior coverage.

You can use Kinsale for your restaurant and bar accounts, including new ventures and businesses seeking Liquor Liability. Our General Casualty team recently bound a policy for a new restaurant and karaoke room that needed both GL and LL. We have options available for combined coverage or monoline Liquor, depending on the needs of each individual account. Minimum premiums start at $2,500.

Explore Kinsale’s options for classes like restaurants and bars that might be deceptively difficult to find a market for. Each solution comes with the quick response time we’re known for, regardless of the account’s challenges.

Learn what Kinsale can do for your General Casualty accounts.

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