Key Takeaways:
When changes to carrier appetites for operations, occupancy, and conditions make it tough to find the right coverage for lodging accounts, brokers can rely on Kinsale.
Our Small Business and General Casualty Divisions each offer a broad, consistent appetite for hotels and motels with long- or short-term occupancy, low occupancy, or distressed risk factors.
You simply need to know where to go to find the right solution.
The Details: A 1952 family-run motel with 29 units and an outdoor pool in Florida was cancelled by their previous carrier due to outdated Zinsco electrical panels.
The Solution: Knowing that small businesses can’t afford long shutdowns, we got them a quote quickly and bound the account within three days of submission.
The Premium: $3,239
The Details: A franchised motel in California was non-renewed when the previous carrier’s franchise program was discontinued. Their broker had a ~ $40k premium budget, but the account showed heavy losses.
The Solution: We confirmed that almost all losses were at a second location written in to the previous carrier’s policy. We excluded the remaining losses at our target location and bound the account on budget.
The Premium: $41,050
From small, family-owned destinations to national chains and franchises, we will work with you to customize coverage based on your account’s needs—all without limitations on building height, exterior entry, or type of wiring.
Get a Small Business Quote Get a General Casualty Quote
Not sure which division is right for you? Use our Territory Guide to contact your General Casualty or Small Business Territory Managers with questions. Together with our experienced underwriters, they’ll ensure focused attention and quick turnaround.
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