D&O coverage tailored to HOA & condo boards

D&O Solutions for Community Associations

Key Takeaways:

• Expanded D&O appetite includes HOA & condo boards
• Variable limit & deductible options available
• Available in all venues, including CA, TX, & FL

Placing D&O for Homeowners’ Association (HOA) and condominium boards is rarely straightforward. You could be negotiating everything from governance disputes to evolving cyber exposures—and that’s before you even get to the specialized underwriting requirements. Now you can simplify the process.

Explore Kinsale’s D&O Solutions for Community Associations

Kinsale’s Management Liability appetite includes D&O Liability solutions designed for the unique needs of HOA and condo board members.

Our underwriters have the expertise and creativity for your most challenging accounts, including those that have been non-renewed, have a loss history, or are new in business. We also write in every state, even tough legal venues like California, Texas, and Florida.

Our flexible policy structures allow you to tailor coverage to each community’s size, complexity, and risk with:

• Primary limits up to $5M
• Excess options through our Excess Professional Division
• Flexible deductibles starting at $10,000

And because we know your time is money, quotes are often returned in hours—not days.

Kinsale provides consistent underwriting and creative solutions to help you navigate the challenges of placing HOA and condo boards. Let us know what your accounts need, and we’ll work with you to find a solution.

Request a D&O quote now

Explore the Potential of creative D&O solutions for Community Associations with Kinsale.