Blog

Find a home for habitational accounts at Kinsale

We Make Finding Habitational Coverage Easy in a Hard Market

Key Takeaways:

• Habitational market hardens & accounts become more difficult to cover
• Kinsale provides consistent, creative habitational coverage through our General Casualty, Small Business, & Excess Casualty Divisions

Finding the right habitational coverage in a rapidly hardening market can be just that—hard. Fortunately, you have access to coverage from Kinsale.

Our General Casualty, Small Business and Excess Casualty Divisions maintain a broad and consistent appetite for habitational risks, offering effective solutions in a challenging market.

We write an array of classes in all 50 states, including Washington, D.C., and target accounts that are distressed, non-renewed, set in a difficult legal venue, or have a poor loss history. Our underwriters creatively craft coverage for apartments, condos, mobile home parks, short-term rentals, and more, regardless of location or coverage exclusions.

Find Commercial General Liability for habitational accounts through our General Casualty and Small Business Divisions, and explore Excess Casualty coverage options on a supported or unsupported basis at lead, buffer, or high attachment points.

Even when other carriers say “no,” Kinsale offers coverage you can count on.

Explore the Potential for your habitational accounts at Kinsale.