Infographic: Public Entity

Download Kinsale’s Public Entity Infographic to discover the target classes that will help you deliver winning quotes every day! 

Our Public Entity team targets small-to-medium size Educational Institution, Law Enforcement, and Public Official risks. We can consider larger accounts on an individual risk basis. 

Our underwriters specialize in hard-to-place insureds, including those that have been non-renewed, are in difficult legal venues, have poor loss history, or are first-time insurance buyers, including:

Law Enforcement:

• Alcohol beverage control boards
• Building authorities
• Colleges and universities
• Emergency communications
• Housing authorities
• K-12 districts
• Medical facilities
• Parking authorities
• Parks & recreation
• Penal institutions or facilities
• Port and airport authorities

Note: Company is not a market for private security guards. 

Public Official Liability: 

• Commissions
• Parks & recreation departments
• Special boards
• Special districts
• Special purpose government units (e.g.: water/sewer districts)
• Other types of public entity risks

Note: company does not write Automobile, General Liability, or workers’ compensation.

Educational Institutions:  

Eligible risks include charter schools, college and universities, for-profit schools, K-12 school districts, nonprofit schools, religiously-affiliated schools and trade and vocational schools with 5,000 students or fewer. Larger educational institutions may be submitted for underwriting review.

Law Enforcement Liability for Individual Officers:

• Alcohol beverage control boards
• Building authorities
• Colleges and universities
• Emergency communications
• Housing authorities
• K-12 districts
• Medical facilities
• Parking authorities
• Parks & recreation
• Penal institutions or facilities
• Port and airport authorities

Note: company is not a market for private security guards. Minimum premiums start at $425 and increase based on the officer’s role within the department.

Questions? Contact our team of Public Entity underwriters.