GL + Excess for daycares, schools, & churches

Challenge

Solution

Carriers might quote daycares, schools, and churches on GL, only to offer SAM sublimits that are too low—or excluded altogether.

Our General Casualty team regularly writes GL with SAM and Professional Liability with a range of sublimits for daycares, churches, schools, camps, and non-profits.

Standard GL forms weren’t designed for the unique hazards that childcare-related accounts carry.

Our underwriters understand the nuances of these accounts and can tailor coverages with endorsements for playgrounds, elopement, oxygen deprivation, and more.

When higher limits are required by landlords, municipalities, or licensing bodies, finding an excess layer for these classes becomes a challenge on its own.

Kinsale’s Excess Casualty team offers limits up to $2M across the same broad appetite, so you can build the tower your client needs with a single carrier.

These accounts often need coverage quickly. Return a quote too slowly, and you could lose a placement.

The simple fact is the sooner an account is quoted, the sooner it can be bound. That’s why Kinsale’s experienced underwriters deliver creative solutions with industry-leading response times.