Key Takeaways:
Equipment rental accounts can be difficult to insure – they often have no set schedule of equipment and no set operator.
Kinsale’s Inland Marine Division offers coverage for a wide variety of equipment sales and rental businesses, like an account that came to us needing coverage for logging equipment.
The rental company was a newer company in an area prone to wildfires and controlled more than $2M in TIV of equipment. Many carriers wouldn’t consider an account with these factors, but our team wasn’t deterred.
Our underwriter customized coverage that fit the insured’s need using sublimits, tiered deductibles, and other creative methods. Our Inland Marine Division recently renewed the account for a second year.
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