Health Care

Policy Structure:

• Professional Liability coverage
• Claims-Made & Reported coverage form
• Consent-to-settle with hammer clause
• Per claim deductible that applies to both indemnity & expense
• Broadened coverage & preferred pricing available for select risks with favorable claims history, low acuity specialty, & other merits
• Typical primary limits of $1M/$3M
• Up to $5M in excess available through Kinsale’s Excess Professional Division
• Group policies with multiple providers receiving individual limits of liability are available
• 12-, 24-, & 36-month tail options available

Available Coverage Enhancements:

• Cyber Liability coverage
• Defense Outside the Limit
• Damages-only deductible
• Incident coverage trigger
• Limited DD&R provision
• Supplementary payments

Submission Requirements:

• Application (signed & dated) with appropriate supplemental application
• Five-year currently valued loss runs
• Copy of curriculum vitae & declarations page