Binding restrictions for select products are in place in HI due to Tropical Storm Lala & parts of CO & WA due to wildfires.

Binding Restrictions
Kinsale Insurance Company
3 min read
02/20/2026

Take a fresh look at the Products Liability Package

Products Liability Business Personal Property (BPP) icon

Products Liability + Business Personal Property and BI

 

Key Takeaways:

 


 

If it’s been a while since you considered the Products Liability + BPP/BI combo at Kinsale, it’s time to (re)discover two great products in one easy package. Our package option includes customizable Products Liability, plus coverage for owned, non-building business personal property, including equipment and inventory and business interruption expenses.

Take a quick look at a few of our most recent wins. You’ll see why brokers are turning to Kinsale for our timesaving Products GL and BPP/BI package—even for their toughest classes and most challenging accounts.

The Risk
Our Solution
Premium

A cannabis cultivator & distributor, an already tricky property class, needed coverage for a new venture when their broker turned to Kinsale

We packaged GL coverage with $1M/$2M limit alongside BPP coverage of $150,000 TIV

$2,536

Another new venture, a gin & wine spirits manufacturer that bottled, labeled, & did tastings on-site, needed a multi-coverage solution. Their broker found it at Kinsale.

We delivered our GL + BPP package, including $1M/$2M GL limits & Property coverage of $50,000 TIV, then we added Liquor Liability with $1M/$1M limits

$3,750

A broker brought us a tough class, a shop selling & importing electric scooters, bicycles, motorbikes, & charging stations. The shop also offered servicing, creating additional exposures.

Our solution was a package with $1M/$2M GL limits & Property coverage of $400,000 TIV that also included $100,000 for Business Interruption (BI).

$15,622

The broker for a medical cannabis dispensary was shopping for new GL + Property coverage when our underwriter presented our Products GL + BPP package

We soon bound a policy that included $1M/$2M in Products GL & Property coverage of $55,000 TIV, providing more coverage than the dispensary previously had, at a closely matched premium

$2,000

Soon after we launched our package product, a broker submitted an HVAC equipment manufacturer account

We found the perfect fit for 2024-25 & just renewed for 2026-27 with new terms tailored to the company’s current needs, providing $1M/$2M in GL limits with Property coverage of $25,000 TIV

$4,593


Our Products Liability team delivers fast, customized package solutions for importers, distributors, and manufacturers of consumer, commercial, and industrial products.

Request Your Products + BPP with BI Package Quote Now!

Need building coverage? Contact our Small Property or Commercial Property teams!

Explore the Potential of convenient Product GL & BPP package solutions with Kinsale.

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