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Combine Allied Health accounts with Excess

Primary and Excess Success on a Social Services Account

Key Takeaways:

• PL and GL coverage written on stand-alone or combined basis
• Excess coverage available on supported or unsupported basis
• Policy limits up to $5M on a primary basis; up to $10M available with excess

Our Excess Professional Division makes it easier for brokers to find excess coverage for hard-to-insure Professional Lines accounts.

A few weeks after launching our Excess Professional Division, we received a submission for a non-profit school that works with children who have disabilities. The broker needed primary and excess coverage after the account was non-renewed by the prior carrier for losses.

Our Excess Professional Division provided a $1M limit to complement our primary Allied Health offering.

Allied Health targets Social Services classes such as:

• Adoption and foster care agencies
• Homeless shelters
• Therapeutic schools and day cares
• ABA Therapy
• Non-profit social service organizations
• Rehabilitation organizations including mental health and substance abuse
• Supported living organizations for the disabled
• Medical-related social service organizations, including free clinics and harm reduction programs
• Summer camps for children with disabilities or medical conditions

Explore the Potential of primary and excess coverage for your Social Services accounts.