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Kinsale = Solutions for Hotel and Motel Accounts

Broad Appetite, Personal Service – Coverage for Hotels, Vacation Rentals, and Motels at Kinsale

Key Takeaways:

• Kinsale’s General Casualty and Small Business Divisions have solutions for lodging accounts ranging from vacation hotels and rentals to budget hotels and motels
• We have a broad and consistent appetite for operations, occupancy, and condition
• Minimum Premiums: General Casualty – $7,500; Small Business – $1,800

As the summer travel season approaches, hotels and motels without insurance coverage will need solutions quickly. Changes to carrier appetites for operations, occupancy, and condition can make it difficult to find the right coverage for lodging accounts.

Insurance professionals are increasingly relying on Kinsale’s broad and consistent General Liability appetite for hotels, vacation rentals, and motels. We can consider risks with long- or short-term occupancy, low occupancy, or distressed risk factors. Additionally, Liquor Liability options are available for hotels with a restaurant or bar on-site. We have the creativity and flexibility to say yes when others often say no.

A broker recently asked our General Casualty Division to provide coverage for a multi-location short-term vacation rental. After receiving the account’s full details, our underwriter ironed out the finer points with the broker and delivered the quote the same day.

Another broker sought out Kinsale needing coverage for a motel that was being non-renewed due to its availability of smoking rooms. We sent the quote just hours after receiving the account’s full details and bound the account the next day.

No matter what type of hotel, rental, or motel you need to find coverage for, send your accounts to Kinsale for flexibility, expertise, and personalized service.

Explore the Potential for your hotel and motel accounts with Kinsale.