Key Takeaways |
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Kinsale’s Control of Well (COW) coverage targets small to midsize operators, non-operators, drilling contractors, & well-servicing companies with a broad & consistent appetite |
Our Energy Property coverage provides specialized solutions for fixed property & mobile equipment in energy sectors, including oil & gas, solar & wind, power generation, & more |
Combine our COW & Property coverages with our Primary Commercial General Liability, Pollution, & Professional Liability. |
Our Energy Division developed Control of Well and Property coverages to answer the market’s need for creative underwriting, consistent appetites, and flexible terms, especially for small to midsize businesses. Since that time, we have more than delivered on our goal. But don’t take our word for it. See for yourself!
Risk Type: 2 vertical wells <15,000 ft
Insured: Lease Operator
Coverage Solution: $50,000 premium; $5M/$1M limits
A Gulf Coast lease operator needed COW coverage for two vertical wells about to be drilled. With a $75,000 MP indication elsewhere, the operator’s broker turned to Kinsale. We bound the account, with all the necessary endorsements, at $50,000.
Risk Type: 1 well being worked over
Insured: Lease Operator
Coverage Solution: $5,000 premium; $1M/$100,000 limits
A broker came to us looking for GL for a small lease operator who was having a single well worked over. Our underwriter quickly identified the operator’s need for COW coverage. We delivered an unsolicited COW quote ideally priced for a small business & bound the policy, providing essential protection at an unmistakable value.
Risk Type: 29 producing wells & 1 well to be drilled
Insured: Lease Operator
Coverage Solution: $17,176 premium; $1M/$1M limits
An operator with 156 wells required carve out coverage for 29 wet wells located in inland waterways, as well as one additional well not yet drilled. His broker submitted the account and our underwriter provided a tailored carve-out quote within two hours, binding the policy soon after.
Other Control of Well Wins At-A-Glance:
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Risk Type |
Insured |
Coverage Solution |
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2 wells needing unique COW endorsements |
Non-Operator with working interest |
$11,000 premium; $5M/$1M limits; custom manuscripts, including a Top-Hole Limitation Amendment, a Turnkey Well Endorsement, & a Pollution Discovery & Reporting Period Amendment |
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13 shut-in wells & 1 workover well |
Lease Operator |
$20,188 premium; $5M/$1M limits |
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Risk Type: Building, tanks, equipment, & business income
Insured: Bio-diesel refinery
Coverage Solution: $14,227 premium; $1.85M TIV
A bio-diesel refinery in Virginia needed LRO coverage for a clean energy tenant—fast. The broker requested a quote for a leased building, storage tanks, equipment, & business income. Our underwriter returned a custom quote within the hour.
Risk Type: 1,208 solar panels
Insured: Apartment complex
Coverage Solution: $41,883 premium; $ 1,846,295 TIV
A newly constructed apartment complex in Louisiana featured 1,208 rooftop solar panels. The panels would no longer be covered by an expiring Builder’s Risk policy, so the broker turned to Kinsale for energy-specific property coverage for the panels moving forward. Our underwriter quickly delivered a tailored quote which soon became a bound policy.
Risk Type: 6 EV batteries stored at an off-site warehouse
Insured: Solar, energy storage, & EV charging company
Coverage Solution: $11,000 premium; $1M TIV
An EV charging company in Southern California needed coverage for 6 EV batteries stored off-site. With exposures including theft, wildfire, & other perils, the broker needed an underwriter who understood the account’s unique characteristics. Our underwriter proved he did, quickly delivering custom terms—and comprehensive protection.
Other Energy Property Wins At-A-Glance:
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Risk Type |
Insured |
Coverage Solution |
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Scheduled contractor’s equipment |
Oil & Gas Production & Exploration company |
$11,198 premium; $424,000 TIV |
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Warehouse & bulk storage tanks |
LRO leased to a Petroleum distributor |
$20,706 premium; $850,000 TIV |
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Whether you are:
… our Energy team is here to help.
Request a quote for one—or all three—of our Energy product lines today and maybe your account will be on our next list of big wins!
Send your Energy submission now
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