Key Takeaways:
Hotel amenities—on-site bars, swimming pools, and gyms—may be a draw for guests, but not so much for insurance carriers. Add challenges like outdated infrastructure, prior losses, or high-risk locations and you may find standard markets checking out.
If you’re struggling to place tough hotel or motel accounts, let Kinsale be your coverage concierge.
Our Small Business and General Casualty teams can schedule flexible, creative solutions for hotels and motels of all sizes—all without limitations on building height, exterior entry, or type of wiring.
Small Business Solutions: GL-only |
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“I was hoping you all could look at this hotel… their GL was cancelled last year and no one realized it. Property comes up tomorrow, so they were hoping to match dates, but I told them it would be a long shot.” – A worried broker This account might have been a long shot for another carrier, but our underwriter issued a quote 2.5 hours after receiving the submission. The policy was bound quickly with the effective dates the hotel needed to keep its lights on & guests safe. 2 floors, exterior entry | Premium: $5,486 |
Request a Small Business quote for GL only & an expected premium <$7,500 |
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General Casualty Solutions: GL + LL |
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The broker for a large South Florida franchise hotel boasting a restaurant, bar, gym, & outdoor pool, needed GL and Liquor Liability—quickly. Even though the account had losses, our underwriter delivered a quote in just over an hour. After some brief term negotiations, a policy was bound with a lower deductible, higher Liquor Liability, & enhanced A&B coverage. “I am relieved we were able to find a solution quickly here. This was a great win.” – A satisfied broker 11 floors, interior entry | Premium: $132,093 |
Request a General Casualty quote for GL with an expected premium >$7,500,
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And if you need an added layer of protection on your Small Business GL or have a General Casualty account in need of higher GL and/or Liquor capacity, our Excess Casualty team delivers:
Request Excess Casualty Coverage
Give your accounts a VIP experience with hotel and motel coverages from Kinsale. Request your quote today!
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