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Infographic: Management Liability

Download Kinsale’s Management Liability Infographic to find the target classes that will guide you to better serve your clients! 

Our Management Liability team targets small-to-midsize Directors & Officers Liability, Employment Practices Liability, and Fiduciary Liability risks for both private and nonprofit businesses. We offer our products on a stand-alone or combined basis and have the ability to customize coverage to fit your client’s needs.

Our underwriters specialize in hard-to-place accounts ⁠— including those that have been non-renewed, are in difficult legal venues, or have poor loss history— in the following classes:

Directors & Officers Liability (Private Company and Non-Profit Organization D&O):

• Liability coverage for protecting executives, officers, board members, the organization (and subsidiaries), employees, trustees, regents, and governors from a variety of plaintiffs
• Private company/organization target classes include Cannabis (including cultivation, dispensaries, product manufacturers, retailers, and more), Construction, Consulting Firms, Manufacturing (including pharmaceutical), Oil & Gas, Property Management, Technology Firms, Transportation, Wholesalers/Distributors
• Non-profit organization target classes: Associations, Charitable Organizations, Clubs and Camps, Educational, Foundations, and Social Service Organizations

Employment Practices Liability (EPL):

• Provides protection from financial damage associated with employment related claims
• Target includes both for-profit and non-profit risks
• Target classes include; Auto Dealers, Cannabis (including Cultivation, Dispensaries, Product Manufacturers and Others, Retail Stores), Health Services, Law Firms, Restaurants/Bars and Retail

Fiduciary Liability (FL):

• Protects the ERISA exposures of fiduciaries from a breach of duty in the management of designated plans
• Target includes both for-profit and non-profit risks
• Definition of insured includes the named organization (and subsidiaries), the sponsored plan, and other insured persons
• Coverage extends to Employee Benefit Liability for acts, errors, and omissions associated with plan administration

Excess Liability:

• $10,000,000 limit capacity over private companies, nonprofits and small or micro-cap public companies ($5 million primary attachment point on public)
• Top-heavy excess available

Questions? Contact our team of Management Liability underwriters.