CASUALTY
CONSTRUCTION
Brandon BlairDivision Manager Brandon is the Division Manager in the Construction Division at Kinsale Insurance. A Virginia Tech alumnus, he began his career in insurance with Kinsale in 2016. In his spare time, Brandon enjoys rooting for the Atlanta Braves or reading his favorite book, "The Force" by Don Winslow.
Brandon Blair
Division Manager
Brandon is the Division Manager in the Construction Division at Kinsale Insurance. A Virginia Tech alumnus, he began his career in insurance with Kinsale in 2016. In his spare time, Brandon enjoys rooting for the Atlanta Braves or reading his favorite book, "The Force" by Don Winslow.
CONSTRUCTION – EAST
Chris ShearonTerritory ManagerChris is the East Territory Manager in the Construction Division at Kinsale Insurance. Chris is an avid Atlanta Braves fan and Eric Church listener. When he is not binding policies at Kinsale, he can be found heading to St. Lucia on vacation. Chris is a proud JMU graduate and has been with Kinsale since 2012.Leah DumasAssociate UnderwriterLeah is an Associate Underwriter in the Construction Division at Kinsale Insurance. She began her career in insurance with Kinsale in 2022, and she's a proud alumna of the University of Lynchburg. Leah's favorite vacation spot is Gloucester Point, VA, and her favorite book is "The Seven Husbands of Evelyn Hugo."
"Success doesn't come from what you do occasionally; it comes from what you do consistently."Paul FranklinAssociate UnderwriterPaul is an Associate Underwriter in the Construction Division at Kinsale Insurance. He is a graduate of Virginia Commonwealth University, and after spending four years in the insurance industry, he joined Kinsale in 2021. When he is not at work, Paul can be found cheering for the Minnesota Vikings or traveling to Costa Rica.Jay ThomasAssociate UnderwriterJay is an Associate Underwriter in the Construction Division at Kinsale Insurance. He's a graduate of Hampden-Sydney College who joined Kinsale in 2022. In his spare time, he enjoys cheering for the Georgia Bulldogs or reading his favorite book, "The Da Vinci Code" by Dan Brown. His favorite place to spend vacations is in Vail, Colorado.
Chris Shearon
Territory Manager
Chris is the East Territory Manager in the Construction Division at Kinsale Insurance. Chris is an avid Atlanta Braves fan and Eric Church listener. When he is not binding policies at Kinsale, he can be found heading to St. Lucia on vacation. Chris is a proud JMU graduate and has been with Kinsale since 2012.
Leah Dumas
Associate Underwriter
Leah is an Associate Underwriter in the Construction Division at Kinsale Insurance. She began her career in insurance with Kinsale in 2022, and she's a proud alumna of the University of Lynchburg. Leah's favorite vacation spot is Gloucester Point, VA, and her favorite book is "The Seven Husbands of Evelyn Hugo."
"Success doesn't come from what you do occasionally; it comes from what you do consistently."
Paul Franklin
Associate Underwriter
Paul is an Associate Underwriter in the Construction Division at Kinsale Insurance. He is a graduate of Virginia Commonwealth University, and after spending four years in the insurance industry, he joined Kinsale in 2021. When he is not at work, Paul can be found cheering for the Minnesota Vikings or traveling to Costa Rica.
Jay Thomas
Associate Underwriter
Jay is an Associate Underwriter in the Construction Division at Kinsale Insurance. He's a graduate of Hampden-Sydney College who joined Kinsale in 2022. In his spare time, he enjoys cheering for the Georgia Bulldogs or reading his favorite book, "The Da Vinci Code" by Dan Brown. His favorite place to spend vacations is in Vail, Colorado.
CONSTRUCTION – WEST
Anne Stewart FreemanUnderwriterAnne Stewart is an Underwriter in the Construction Division at Kinsale Insurance. She's a Virginia Tech graduate who joined Kinsale in 2020. In her spare time, you can find Anne Stewart cheering for the VCU Rams or listening to The Avett Brothers. Her favorite place to visit is the Grand Canyon.Justin EriavezAssociate Underwriter Justin is an Associate Underwriter in the Construction Division at Kinsale Insurance. He's a proud JMU graduate who began his insurance career with Kinsale in 2022. On vacation, he loves spending time in New York cheering on the Jets and the Knicks. Justin also enjoys listening to The Weeknd and reading his favorite book, "Fahrenheit 451" by Ray Bradbury.Moriah RockAssociate Underwriter Moriah is an Associate Underwriter in the Construction Division at Kinsale Insurance. She's a Radford University alumna who started her insurance career with Kinsale in 2022. On the weekends, you can find Moriah cheering for the Pittsburgh Steelers, listening to Beyoncé, or relaxing in the Outer Banks.
Anne Stewart Freeman
Underwriter
Anne Stewart is an Underwriter in the Construction Division at Kinsale Insurance. She's a Virginia Tech graduate who joined Kinsale in 2020. In her spare time, you can find Anne Stewart cheering for the VCU Rams or listening to The Avett Brothers. Her favorite place to visit is the Grand Canyon.
Justin Eriavez
Associate Underwriter
Justin is an Associate Underwriter in the Construction Division at Kinsale Insurance. He's a proud JMU graduate who began his insurance career with Kinsale in 2022. On vacation, he loves spending time in New York cheering on the Jets and the Knicks. Justin also enjoys listening to The Weeknd and reading his favorite book, "Fahrenheit 451" by Ray Bradbury.
Moriah Rock
Associate Underwriter
Moriah is an Associate Underwriter in the Construction Division at Kinsale Insurance. She's a Radford University alumna who started her insurance career with Kinsale in 2022. On the weekends, you can find Moriah cheering for the Pittsburgh Steelers, listening to Beyoncé, or relaxing in the Outer Banks.
EXCESS CASUALTY
EXCESS CASUALTY – NORTH
Jake SemlerTerritory ManagerJake is the North Territory Manager in the Excess Casualty Division at Kinsale Insurance. A Longwood University graduate, he joined Kinsale in 2017. On vacation, Jake enjoys visiting the beach or the mountains, as long as can go golfing. He also enjoys a good baseball game and cheers for the St. Louis Cardinals.Ethan ThompsonUnderwriterEthan is an Underwriter in the Excess Casualty Division at Kinsale Insurance. He's a Longwood University graduate who joined Kinsale in 2020. When he's not at work, Ethan can be found heading to the beach, listening to Van Morrison, or at a hockey game rooting for the St. Louis Blues.Dawn BullenAssociate UnderwriterDawn is an Associate Underwriter in the Excess Casualty Division at Kinsale Insurance. After teaching for 25 years, she made the jump to the world of insurance, joining Kinsale's team in 2023. Instead of cheering for a specific team during football season, Dawn religiously watches Monday Night Football simply for the love of an action-packed game. Outside of football season, you might find her spending her free time listening to Bruce Springsteen or reading her favorite book, "Life of Pi" by Yann Martel.Victoria SaundersAssociate UnderwriterVictoria is an Associate Underwriter in in the Excess Casualty Division at Kinsale Insurance. She is a Washington Capitals fan who enjoys listening to Kacey Musgraves, and her favorite vacation was traveling to Italy. Victoria is a graduate of James Madison University.Taylor SydowAssociate UnderwriterTaylor is an Associate Underwriter in the Excess Casualty Division at Kinsale Insurance. She's a proud JMU alumna who joined Kinsale's team in 2023. In her spare time, she enjoys listening to James Taylor, reading a good biography, or visiting the Outer Banks with her husband, son, and two pugs.
Jake Semler
Territory Manager
Jake is the North Territory Manager in the Excess Casualty Division at Kinsale Insurance. A Longwood University graduate, he joined Kinsale in 2017. On vacation, Jake enjoys visiting the beach or the mountains, as long as can go golfing. He also enjoys a good baseball game and cheers for the St. Louis Cardinals.
Ethan Thompson
Underwriter
Ethan is an Underwriter in the Excess Casualty Division at Kinsale Insurance. He's a Longwood University graduate who joined Kinsale in 2020. When he's not at work, Ethan can be found heading to the beach, listening to Van Morrison, or at a hockey game rooting for the St. Louis Blues.
Dawn Bullen
Associate Underwriter
Dawn is an Associate Underwriter in the Excess Casualty Division at Kinsale Insurance. After teaching for 25 years, she made the jump to the world of insurance, joining Kinsale's team in 2023. Instead of cheering for a specific team during football season, Dawn religiously watches Monday Night Football simply for the love of an action-packed game. Outside of football season, you might find her spending her free time listening to Bruce Springsteen or reading her favorite book, "Life of Pi" by Yann Martel.
Victoria Saunders
Associate Underwriter
Victoria is an Associate Underwriter in in the Excess Casualty Division at Kinsale Insurance. She is a Washington Capitals fan who enjoys listening to Kacey Musgraves, and her favorite vacation was traveling to Italy. Victoria is a graduate of James Madison University.
Taylor Sydow
Associate Underwriter
Taylor is an Associate Underwriter in the Excess Casualty Division at Kinsale Insurance. She's a proud JMU alumna who joined Kinsale's team in 2023. In her spare time, she enjoys listening to James Taylor, reading a good biography, or visiting the Outer Banks with her husband, son, and two pugs.
EXCESS CASUALTY – SOUTH CENTRAL
Jessica TenchAssociate UnderwriterJessica is an Associate Underwriter in the Excess Casualty Division at Kinsale Insurance. A JMU graduate, she began her career in insurance with Kinsale in 2022. In her free time, she enjoys listening to Mumford & Sons or vacationing in sunny Jamaica.
"There are no happy endings. Endings are the saddest part, So give me a happy middle / And a very happy start." - Shel Silverstein
Jessica Tench
Associate Underwriter
Jessica is an Associate Underwriter in the Excess Casualty Division at Kinsale Insurance. A JMU graduate, she began her career in insurance with Kinsale in 2022. In her free time, she enjoys listening to Mumford & Sons or vacationing in sunny Jamaica.
"There are no happy endings. Endings are the saddest part, So give me a happy middle / And a very happy start." - Shel Silverstein
EXCESS CASUALTY – SOUTHEAST
Jonathan GrissomExecutive Underwriter Jonathan is an Executive Underwriter in the Excess Casualty Division at Kinsale Insurance. He enjoys watching Roger Federer on the court, and his favorite vacation spot is Monaco. Jonathan is a graduate of the University of Richmond and has been with Kinsale since 2011.Michael BaughAssociate UnderwriterMichael Baugh is an Associate Underwriter in the Excess Casualty Division at Kinsale Insurance. He attended VCU and loves vacationing in the Outer Banks and cheering on the Washington Commanders. Michael started his insurance career in 2017 before joining Kinsale in 2022.
Jonathan Grissom
Executive Underwriter
Jonathan is an Executive Underwriter in the Excess Casualty Division at Kinsale Insurance. He enjoys watching Roger Federer on the court, and his favorite vacation spot is Monaco. Jonathan is a graduate of the University of Richmond and has been with Kinsale since 2011.
Michael Baugh
Associate Underwriter
Michael Baugh is an Associate Underwriter in the Excess Casualty Division at Kinsale Insurance. He attended VCU and loves vacationing in the Outer Banks and cheering on the Washington Commanders. Michael started his insurance career in 2017 before joining Kinsale in 2022.
EXCESS CASUALTY – SPECIALTY CASUALTY
Dudley MeyerProduct ManagerDudley is the Specialty Casualty Excess Product Manager in the Excess Casualty Division at Kinsale Insurance. Her favorite vacation spot is in Mexico, and she enjoys cheering for the Virginia Tech Hokies during football season. A graduate of Bridgewater College, Dudley started at Kinsale in 2020.Sarah WillisAssociate Underwriter Sarah is an Associate Underwriter in the Excess Casualty Division at Kinsale Insurance. She's a graduate of both Virginia Tech and Virginia Commonwealth, and she began her insurance career in 2022 with Kinsale. In her spare time, she roots for the Washington Commanders and loves spending time relaxing on the beach.
Dudley Meyer
Product Manager
Dudley is the Specialty Casualty Excess Product Manager in the Excess Casualty Division at Kinsale Insurance. Her favorite vacation spot is in Mexico, and she enjoys cheering for the Virginia Tech Hokies during football season. A graduate of Bridgewater College, Dudley started at Kinsale in 2020.
Sarah Willis
Associate Underwriter
Sarah is an Associate Underwriter in the Excess Casualty Division at Kinsale Insurance. She's a graduate of both Virginia Tech and Virginia Commonwealth, and she began her insurance career in 2022 with Kinsale. In her spare time, she roots for the Washington Commanders and loves spending time relaxing on the beach.
EXCESS CASUALTY – WEST
Billy MauckTerritory ManagerBilly is the West Territory Manager in the Excess Casualty Division at Kinsale Insurance. He's a JMU graduate who started his insurance career with Kinsale in 2016. Outside of work, he can be found cheering for the Washington Capitals or listening to the Tedeschi Trucks Band.Juwon ReedUnderwriterJuwon is an Underwriter in the Excess Casualty Division at Kinsale Insurance. He is a Boston Celtics fan who enjoys listening to Lil Wayne and traveling to Puerto Rico. Juwon is a Radford University graduate.
"All we have to decide is what to do with the time that is given us." - Gandalf, The Fellowship of the Ring, J.R.R. TolkienJackie EllisAssociate UnderwriterJackie is an Associate Underwriter in the Excess Casualty Division at Kinsale Insurance. After attending both Western Illinois University and Virginia Commonwealth University, Jackie began her career in insurance at Kinsale in 2022. When she's not cheering on the Green Bay Packers or reading the "Harry Potter" series, she loves an adventuresome vacation, like exploring the gorges in West Virginia.Mindy HaleAssociate UnderwriterMindy is an Associate Underwriter in the Excess Casualty Division at Kinsale Insurance. She's a a proud graduate of Longwood University who began her insurance career with Kinsale in 2023. On the weekends, you can find her cheering on the Washington Capitals or relaxing at her favorite spot on Chincoteague Island.Donald HartAssociate UnderwriterDonald is an Associate Underwriter in the Excess Casualty Division at Kinsale Insurance. He's a University of Lynchburg graduate who joined Kinsale in 2021. When he is not rooting for the Washington Capitals, Donald can be found listening to Darius Rucker. He also enjoys traveling to Costa Rica.
Billy Mauck
Territory Manager
Billy is the West Territory Manager in the Excess Casualty Division at Kinsale Insurance. He's a JMU graduate who started his insurance career with Kinsale in 2016. Outside of work, he can be found cheering for the Washington Capitals or listening to the Tedeschi Trucks Band.
Juwon Reed
Underwriter
Juwon is an Underwriter in the Excess Casualty Division at Kinsale Insurance. He is a Boston Celtics fan who enjoys listening to Lil Wayne and traveling to Puerto Rico. Juwon is a Radford University graduate.
"All we have to decide is what to do with the time that is given us." - Gandalf, The Fellowship of the Ring, J.R.R. Tolkien
Jackie Ellis
Associate Underwriter
Jackie is an Associate Underwriter in the Excess Casualty Division at Kinsale Insurance. After attending both Western Illinois University and Virginia Commonwealth University, Jackie began her career in insurance at Kinsale in 2022. When she's not cheering on the Green Bay Packers or reading the "Harry Potter" series, she loves an adventuresome vacation, like exploring the gorges in West Virginia.
Mindy Hale
Associate Underwriter
Mindy is an Associate Underwriter in the Excess Casualty Division at Kinsale Insurance. She's a a proud graduate of Longwood University who began her insurance career with Kinsale in 2023. On the weekends, you can find her cheering on the Washington Capitals or relaxing at her favorite spot on Chincoteague Island.
Donald Hart
Associate Underwriter
Donald is an Associate Underwriter in the Excess Casualty Division at Kinsale Insurance. He's a University of Lynchburg graduate who joined Kinsale in 2021. When he is not rooting for the Washington Capitals, Donald can be found listening to Darius Rucker. He also enjoys traveling to Costa Rica.
GENERAL CASUALTY
Holden BryantDivision ManagerHolden is the Division Manager of the General Casualty Division at Kinsale Insurance. A graduate of Hampden-Sydney College, Holden began his career in insurance with Kinsale in 2017. He enjoys cheering for the Richmond Spiders, listening to My Morning Jacket, and reading his favorite book, "A Gentleman in Moscow" by Amor Towles.
Holden Bryant
Division Manager
Holden is the Division Manager of the General Casualty Division at Kinsale Insurance. A graduate of Hampden-Sydney College, Holden began his career in insurance with Kinsale in 2017. He enjoys cheering for the Richmond Spiders, listening to My Morning Jacket, and reading his favorite book, "A Gentleman in Moscow" by Amor Towles.
GENERAL CASUALTY – EAST
Richard BretcherTerritory ManagerRichard is the East Territory Manager in the General Casualty Division at Kinsale Insurance. He is an Angelo State University alumnus who enjoys hunting, fishing, and golfing in his time outside of work. His favorite vacation spot is Nantucket, and the Turnpike Troubadours are his favorite band.Corie HovisExecutive UnderwriterCorie is a Executive Underwriter in the General Casualty Division at Kinsale Insurance. As a Virginia Tech alumna, she can be found cheering for the Hokies on the weekends. She also enjoys listening to her favorite band, Phish, and traveling — her favorite destinations are Italy and Switzerland. Corie started with Kinsale in 2014.Meredith MillerAssociate UnderwriterMeredith is an Associate Underwriter in the General Casualty Division at Kinsale Insurance. She's a proud Virginia Tech alumnus who started her insurance career with Kinsale in 2023. Outside of work, she enjoys playing tennis, riding her Peloton, or four-wheeling at Carova Beach in the Outer Banks. Her eclectic music taste has her counting Widespread Panic, Turnpike Troubadors, and Taylor Swift among her favorite artists.Carolyn RaglandAssociate UnderwriterCarolyn is an Associate Underwriter in the General Casualty Division at Kinsale Insurance. She began her insurance career by joining Kinsale's team in 2023. You can find her cheering on the Denver Broncos on the weekends or spending some down time anywhere with sun, sand, and palm trees.Dylan WhittAssociate UnderwriterDylan is an Associate Underwriter in the General Casualty Division at Kinsale Insurance. He's a Virginia Military Institute alumnus who began his insurance career at Kinsale in 2023. In his off time, he enjoys watching the Toronto Blue Jays play or adventuring outdoors in Shenandoah National Park.
Richard Bretcher
Territory Manager
Richard is the East Territory Manager in the General Casualty Division at Kinsale Insurance. He is an Angelo State University alumnus who enjoys hunting, fishing, and golfing in his time outside of work. His favorite vacation spot is Nantucket, and the Turnpike Troubadours are his favorite band.
Corie Hovis
Executive Underwriter
Corie is a Executive Underwriter in the General Casualty Division at Kinsale Insurance. As a Virginia Tech alumna, she can be found cheering for the Hokies on the weekends. She also enjoys listening to her favorite band, Phish, and traveling — her favorite destinations are Italy and Switzerland. Corie started with Kinsale in 2014.
Meredith Miller
Associate Underwriter
Meredith is an Associate Underwriter in the General Casualty Division at Kinsale Insurance. She's a proud Virginia Tech alumnus who started her insurance career with Kinsale in 2023. Outside of work, she enjoys playing tennis, riding her Peloton, or four-wheeling at Carova Beach in the Outer Banks. Her eclectic music taste has her counting Widespread Panic, Turnpike Troubadors, and Taylor Swift among her favorite artists.
Carolyn Ragland
Associate Underwriter
Carolyn is an Associate Underwriter in the General Casualty Division at Kinsale Insurance. She began her insurance career by joining Kinsale's team in 2023. You can find her cheering on the Denver Broncos on the weekends or spending some down time anywhere with sun, sand, and palm trees.
Dylan Whitt
Associate Underwriter
Dylan is an Associate Underwriter in the General Casualty Division at Kinsale Insurance. He's a Virginia Military Institute alumnus who began his insurance career at Kinsale in 2023. In his off time, he enjoys watching the Toronto Blue Jays play or adventuring outdoors in Shenandoah National Park.
GENERAL CASUALTY – SOUTH
Mackenzie BoydUnderwriterMackenzie is an Underwriter in the General Casualty Division at Kinsale Insurance. She started her insurance career with Kinsale in 2020, and she's a proud alumna of VCU. Mackenzie's favorite vacation spot is St. John, and she enjoys cheering for the Boston Red Sox and reading “A Little History of the World” by Ernst Gombrich.Alma KenupAssociate UnderwriterAlma is an Associate Underwriter in the General Casualty Division at Kinsale Insurance. A graduate of UC Irvine, she began her insurance career with Kinsale in 2022. She's a big Los Angeles Lakers fan, and she enjoys listening to Rihanna or reading "Think Like a Monk," by Jay Shetty, in her off time. Alma's favorite vacation she ever took was to Thailand.Shiven PatelAssociate UnderwriterShiven is an Associate Underwriter in the General Casualty Division at Kinsale Insurance. A graduate of Virginia Commonwealth University, he began his insurance career with Kinsale in 2023. In his time off, you can find him cheering for Real Madrid or visiting new places. His all-time favorite vacation was to Dubai.Micah PetersAssociate UnderwriterMicah is an Associate Underwriter in the General Casualty Division at Kinsale Insurance. He's a graduate of University of Virginia who began his insurance career with Kinsale in 2023. He's a huge sports fan, counting the Carolina Panthers, Indiana Pacers, and Chelsea Football Club among his favorites. Micah is especially passionate about fantasy football and writes about it as a hobby.
Mackenzie Boyd
Underwriter
Mackenzie is an Underwriter in the General Casualty Division at Kinsale Insurance. She started her insurance career with Kinsale in 2020, and she's a proud alumna of VCU. Mackenzie's favorite vacation spot is St. John, and she enjoys cheering for the Boston Red Sox and reading “A Little History of the World” by Ernst Gombrich.
Alma Kenup
Associate Underwriter
Alma is an Associate Underwriter in the General Casualty Division at Kinsale Insurance. A graduate of UC Irvine, she began her insurance career with Kinsale in 2022. She's a big Los Angeles Lakers fan, and she enjoys listening to Rihanna or reading "Think Like a Monk," by Jay Shetty, in her off time. Alma's favorite vacation she ever took was to Thailand.
Shiven Patel
Associate Underwriter
Shiven is an Associate Underwriter in the General Casualty Division at Kinsale Insurance. A graduate of Virginia Commonwealth University, he began his insurance career with Kinsale in 2023. In his time off, you can find him cheering for Real Madrid or visiting new places. His all-time favorite vacation was to Dubai.
Micah Peters
Associate Underwriter
Micah is an Associate Underwriter in the General Casualty Division at Kinsale Insurance. He's a graduate of University of Virginia who began his insurance career with Kinsale in 2023. He's a huge sports fan, counting the Carolina Panthers, Indiana Pacers, and Chelsea Football Club among his favorites. Micah is especially passionate about fantasy football and writes about it as a hobby.
GENERAL CASUALTY – WEST
Madison VergaTerritory ManagerMadison is the West Territory Manager in the General Casualty Division at Kinsale Insurance. She began her insurance career with Kinsale in 2020. As a University of South Carolina alumna, Madison can be found cheering for Gamecocks football. She also enjoys listening to Harry Styles and traveling to Marseille, France.Osiris CrutchfieldAssociate UnderwriterOsiris is an Associate Underwriter in the General Casualty Division at Kinsale Insurance. He enjoys rooting for the Milwaukee Bucks, traveling to Puerto Rico, or listening to the music of Jungle, his favorite band, in his off time. Osiris is a University of Virginia graduate.Jordan FlowerAssociate UnderwriterJordan is an Associate Underwriter in the General Casualty Division at Kinsale Insurance. He's a proud graduate of Virginia Commonwealth University who began his career in insurance with Kinsale in 2023. A big New York fan, he loves cheering for the Yankees or taking a trip upstate for some time off.Tedra HallAssociate UnderwriterTedra is an Associate Underwriter in the General Casualty Division at Kinsale Insurance. She's a graduate of both Longwood University and the University of Virginia who began her insurance career in 2022 with Kinsale. She enjoys reading the works of Colleen Hoover, exploring new places, and relaxing on the beach.
Madison Verga
Territory Manager
Madison is the West Territory Manager in the General Casualty Division at Kinsale Insurance. She began her insurance career with Kinsale in 2020. As a University of South Carolina alumna, Madison can be found cheering for Gamecocks football. She also enjoys listening to Harry Styles and traveling to Marseille, France.
Osiris Crutchfield
Associate Underwriter
Osiris is an Associate Underwriter in the General Casualty Division at Kinsale Insurance. He enjoys rooting for the Milwaukee Bucks, traveling to Puerto Rico, or listening to the music of Jungle, his favorite band, in his off time. Osiris is a University of Virginia graduate.
Jordan Flower
Associate Underwriter
Jordan is an Associate Underwriter in the General Casualty Division at Kinsale Insurance. He's a proud graduate of Virginia Commonwealth University who began his career in insurance with Kinsale in 2023. A big New York fan, he loves cheering for the Yankees or taking a trip upstate for some time off.
Tedra Hall
Associate Underwriter
Tedra is an Associate Underwriter in the General Casualty Division at Kinsale Insurance. She's a graduate of both Longwood University and the University of Virginia who began her insurance career in 2022 with Kinsale. She enjoys reading the works of Colleen Hoover, exploring new places, and relaxing on the beach.
SMALL BUSINESS
John ShumadineVP, UnderwritingJohn is the Vice President of Small Business at Kinsale Insurance. A Randolph-Macon alumnus, he spent six years in the insurance world before joining Kinsale in 2009. In his spare time, John enjoys heading to the beach, listening to Reckless Kelly, and cheering for the Detroit Tigers.
John Shumadine
VP, Underwriting
John is the Vice President of Small Business at Kinsale Insurance. A Randolph-Macon alumnus, he spent six years in the insurance world before joining Kinsale in 2009. In his spare time, John enjoys heading to the beach, listening to Reckless Kelly, and cheering for the Detroit Tigers.
SMALL BUSINESS – CONTRACTORS EAST
Carley WesslerProduct ManagerCarley is the Contractors East Product Manager in the Small Business Division at Kinsale Insurance. She enjoy rooting for the U.S. Women’s National Soccer Team and listening to Kip Moore. Carley is a graduate of Radford University.
"We can do no great things, only small things with great love.”Connor CrabtreeAssociate UnderwriterConnor is an Associate Underwriter in the Small Business Division at Kinsale Insurance. After beginning his insurance career in 2021, he joined Kinsale's team a year later. As a University of South Carolina alumnus, he's a big fan of the Gamecocks, but you can also find him rooting for the Pittsburgh Steelers. In his spare time, Connor enjoys listening to the Red Hot Chili Peppers or hiking in the Appalachian Mountains.Melisa KulicAssociate UnderwriterMelisa is an Associate Underwriter in the Small Business Division at Kinsale Insurance. She's a graduate of the University of Virginia who spent ten years in the insurance industry before joining Kinsale's team. Outside of work, she enjoys a good book, especially the works of Colleen Hoover or "Things We Never Got Over" by Lucy Score.
Carley Wessler
Product Manager
Carley is the Contractors East Product Manager in the Small Business Division at Kinsale Insurance. She enjoy rooting for the U.S. Women’s National Soccer Team and listening to Kip Moore. Carley is a graduate of Radford University.
"We can do no great things, only small things with great love.”
Connor Crabtree
Associate Underwriter
Connor is an Associate Underwriter in the Small Business Division at Kinsale Insurance. After beginning his insurance career in 2021, he joined Kinsale's team a year later. As a University of South Carolina alumnus, he's a big fan of the Gamecocks, but you can also find him rooting for the Pittsburgh Steelers. In his spare time, Connor enjoys listening to the Red Hot Chili Peppers or hiking in the Appalachian Mountains.
Melisa Kulic
Associate Underwriter
Melisa is an Associate Underwriter in the Small Business Division at Kinsale Insurance. She's a graduate of the University of Virginia who spent ten years in the insurance industry before joining Kinsale's team. Outside of work, she enjoys a good book, especially the works of Colleen Hoover or "Things We Never Got Over" by Lucy Score.
SMALL BUSINESS – CONTRACTORS CENTRAL
Natalie LawsonProduct ManagerNatalie is the Contractors Central Product Manager in the Small Business Division at Kinsale Insurance. She enjoys the beach and the mountains. Natalie loves '80s music and “The Golden Girls." She is a graduate of Virginia Commonwealth University who joined Kinsale in 2016.Joe FarrellUnderwriterJoe is an Underwriter in the Small Business Division at Kinsale Insurance. A VCU graduate, he began his insurance career with Kinsale in 2020. On the weekends, he enjoys watching Liverpool F.C. matches, reading the "Game of Thrones" series by George R.R. Martin, or listening to the Foo Fighters.Steven LondonoUnderwriterSteven is an Underwriter in the Small Business Division at Kinsale Insurance. His favorite vacation spot is San Andrés Island, Colombia. When he is not rooting for the U.S. Men’s National Soccer Team, he can be found listening to Marc Anthony. Steven is a Florida International University graduate.Elizabeth HolteAssociate UnderwriterElizabeth is an Associate Underwriter in the Small Business Division at Kinsale Insurance. A graduate of Christopher Newport University, she began her insurance career with Kinsale in 2022. She's a voracious reader with a favorites list a mile long, but her top authors include Brandon Sanderson, Tamsyn Muir, and Robin Hobb. Elizabeth also enjoys hiking through the mountains and listening to Florence + the Machine in her spare time.Josh SisselAssociate UnderwriterJosh is an Associate Underwriter in the Small Business Division at Kinsale Insurance. He's an Old Dominion University graduate who came to Kinsale in 2023 with a year of insurance experience already under his belt. In his free time, you can find him cheering for the Tennessee Titans or listening to the Dave Matthews Band.
Natalie Lawson
Product Manager
Natalie is the Contractors Central Product Manager in the Small Business Division at Kinsale Insurance. She enjoys the beach and the mountains. Natalie loves '80s music and “The Golden Girls." She is a graduate of Virginia Commonwealth University who joined Kinsale in 2016.
Joe Farrell
Underwriter
Joe is an Underwriter in the Small Business Division at Kinsale Insurance. A VCU graduate, he began his insurance career with Kinsale in 2020. On the weekends, he enjoys watching Liverpool F.C. matches, reading the "Game of Thrones" series by George R.R. Martin, or listening to the Foo Fighters.
Steven Londono
Underwriter
Steven is an Underwriter in the Small Business Division at Kinsale Insurance. His favorite vacation spot is San Andrés Island, Colombia. When he is not rooting for the U.S. Men’s National Soccer Team, he can be found listening to Marc Anthony. Steven is a Florida International University graduate.
Elizabeth Holte
Associate Underwriter
Elizabeth is an Associate Underwriter in the Small Business Division at Kinsale Insurance. A graduate of Christopher Newport University, she began her insurance career with Kinsale in 2022. She's a voracious reader with a favorites list a mile long, but her top authors include Brandon Sanderson, Tamsyn Muir, and Robin Hobb. Elizabeth also enjoys hiking through the mountains and listening to Florence + the Machine in her spare time.
Josh Sissel
Associate Underwriter
Josh is an Associate Underwriter in the Small Business Division at Kinsale Insurance. He's an Old Dominion University graduate who came to Kinsale in 2023 with a year of insurance experience already under his belt. In his free time, you can find him cheering for the Tennessee Titans or listening to the Dave Matthews Band.
SMALL BUSINESS – CONTRACTORS WEST
Caroline StickellProduct ManagerCaroline is the Contractors West Product Manager in the Small Business Division at Kinsale Insurance. A graduate of Loyola University Chicago, she began her insurance career with Kinsale in 2014. Outside of work, Caroline enjoys listening to Wilco, and Scotland is her favorite place to visit.Ashley MolloyAssociate UnderwriterAshley is an Associate Underwriter in the Small Business Division at Kinsale Insurance. A proud alumna of Longwood University, she started her career in insurance with Kinsale in 2022. In her spare time, she loves to visit the beach, listen to Carly Pearce, and cheer on the Washington Commanders, Atlanta Braves, and Duke Blue Devils.
Caroline Stickell
Product Manager
Caroline is the Contractors West Product Manager in the Small Business Division at Kinsale Insurance. A graduate of Loyola University Chicago, she began her insurance career with Kinsale in 2014. Outside of work, Caroline enjoys listening to Wilco, and Scotland is her favorite place to visit.
Ashley Molloy
Associate Underwriter
Ashley is an Associate Underwriter in the Small Business Division at Kinsale Insurance. A proud alumna of Longwood University, she started her career in insurance with Kinsale in 2022. In her spare time, she loves to visit the beach, listen to Carly Pearce, and cheer on the Washington Commanders, Atlanta Braves, and Duke Blue Devils.
SMALL BUSINESS – PREMISES/OL&T
Allison UnowitzProduct ManagerAllison is the Premises Operations/OL&T Product Manager in the Small Business Division at Kinsale Insurance. She enjoys heading to the beach, watching the Washington Commanders play, and reading "The Three-Year Swim Club" by Julie Checkoway. Allison is a graduate of Virginia Commonwealth University and started with Kinsale in 2011.Michele WeissSenior UnderwriterMichele is a Senior Underwriter in the Small Business Division at Kinsale Insurance. She enjoys listening to most '90s music and reading Tolkien's "Lord of the Rings" trilogy. She's been in the insurance industry since 2004 and on Kinsale's team since 2013.
“No one can make you feel inferior without your consent.” - Eleanor RooseveltChelsea SmithUnderwriterChelsea is an Underwriter in the Small Business Division at Kinsale Insurance. A graduate of Southwest Baptist University, Chelsea joined Kinsale's team in 2020. She enjoys listening to The Lumineers and reading “Love You Forever” by Robert Munsch to her children. Chelsea also loves exploring the outdoors — her favorites so far have been the Grand Tetons and Bighorn out in Wyoming.Stephanie VaughnAssociate UnderwriterStephanie is an Associate Underwriter in the Small Business Division at Kinsale Insurance. A graduate of Longwood University, she began her insurance career in 2022 at Kinsale. She enjoys spending time with her husband, kids, basset hounds, and cat, whether they're vacationing in Costa Rica or at home cheering for the Pittsburgh Penguins.
Allison Unowitz
Product Manager
Allison is the Premises Operations/OL&T Product Manager in the Small Business Division at Kinsale Insurance. She enjoys heading to the beach, watching the Washington Commanders play, and reading "The Three-Year Swim Club" by Julie Checkoway. Allison is a graduate of Virginia Commonwealth University and started with Kinsale in 2011.
Michele Weiss
Senior Underwriter
Michele is a Senior Underwriter in the Small Business Division at Kinsale Insurance. She enjoys listening to most '90s music and reading Tolkien's "Lord of the Rings" trilogy. She's been in the insurance industry since 2004 and on Kinsale's team since 2013.
“No one can make you feel inferior without your consent.” - Eleanor Roosevelt
Chelsea Smith
Underwriter
Chelsea is an Underwriter in the Small Business Division at Kinsale Insurance. A graduate of Southwest Baptist University, Chelsea joined Kinsale's team in 2020. She enjoys listening to The Lumineers and reading “Love You Forever” by Robert Munsch to her children. Chelsea also loves exploring the outdoors — her favorites so far have been the Grand Tetons and Bighorn out in Wyoming.
Stephanie Vaughn
Associate Underwriter
Stephanie is an Associate Underwriter in the Small Business Division at Kinsale Insurance. A graduate of Longwood University, she began her insurance career in 2022 at Kinsale. She enjoys spending time with her husband, kids, basset hounds, and cat, whether they're vacationing in Costa Rica or at home cheering for the Pittsburgh Penguins.
SPECIALTY CASUALTY
ENERGY
Braden LongExecutive UnderwriterBraden is an Executive Underwriter in the Energy Division at Kinsale Insurance. A graduate of Eastern Mennonite University, he spent five years in insurance before joining Kinsale in 2013. He enjoys listening to Tyler Childers and watching Manchester United play. Braden’s favorite vacation was to Barcelona, Spain.Will CarpenterUnderwriterWill is an Underwriter in the Energy Division at Kinsale Insurance. He's a Hampden-Sydney College alumnus who started at Kinsale in 2019. After work, Will can be found cheering for the Washington Commanders, listening to Widespread Panic, or spending time at Oak Island, N.C.Brandon MillerUnderwriterBrandon is an Underwriter in the Energy Division at Kinsale Insurance. He's a graduate of James Madison University and joined Kinsale in 2019. When he is not camping on the weekends, Brandon can be found listening to DC Talk or reading his favorite book, “Mere Christianity” by C.S. Lewis.Alex WilkinsonAssociate UnderwriterAlex is an Associate Underwriter in the Energy Division at Kinsale Insurance. He began his insurance career at Kinsale Insurance in 2022 and is a proud Longwood University alumnus. In his spare time, he likes to root for the Washington Capitals, vacation in Key West, or listen to some music by M83 or Disco Biscuits.
Braden Long
Executive Underwriter
Braden is an Executive Underwriter in the Energy Division at Kinsale Insurance. A graduate of Eastern Mennonite University, he spent five years in insurance before joining Kinsale in 2013. He enjoys listening to Tyler Childers and watching Manchester United play. Braden’s favorite vacation was to Barcelona, Spain.
Will Carpenter
Underwriter
Will is an Underwriter in the Energy Division at Kinsale Insurance. He's a Hampden-Sydney College alumnus who started at Kinsale in 2019. After work, Will can be found cheering for the Washington Commanders, listening to Widespread Panic, or spending time at Oak Island, N.C.
Brandon Miller
Underwriter
Brandon is an Underwriter in the Energy Division at Kinsale Insurance. He's a graduate of James Madison University and joined Kinsale in 2019. When he is not camping on the weekends, Brandon can be found listening to DC Talk or reading his favorite book, “Mere Christianity” by C.S. Lewis.
Alex Wilkinson
Associate Underwriter
Alex is an Associate Underwriter in the Energy Division at Kinsale Insurance. He began his insurance career at Kinsale Insurance in 2022 and is a proud Longwood University alumnus. In his spare time, he likes to root for the Washington Capitals, vacation in Key West, or listen to some music by M83 or Disco Biscuits.
ENTERTAINMENT
ENTERTAINMENT – GENERAL
Hunter CrosbyAssociate Underwriter Hunter is an Associate Underwriter in the Entertainment Division at Kinsale Insurance. He's a graduate of Hampden-Sydney College, but he still enjoys rooting for UVA Basketball on the weekends. He's also a big fan of the Washington Commanders, Red Hot Chili Peppers, Khruangbin, and vacations in Maine.Kinsey JerniganAssociate Underwriter Kinsey is an Associate Underwriter in the Entertainment Division at Kinsale Insurance. A Virginia Tech alumna, she began her insurance career with Kinsale in 2023. Though she's a former Hokie, she loves to root for Duke during basketball season. You can find Kinsey spending her vacation time on the beach - Nags Head is her favorite spot to relax.
Hunter Crosby
Associate Underwriter
Hunter is an Associate Underwriter in the Entertainment Division at Kinsale Insurance. He's a graduate of Hampden-Sydney College, but he still enjoys rooting for UVA Basketball on the weekends. He's also a big fan of the Washington Commanders, Red Hot Chili Peppers, Khruangbin, and vacations in Maine.
Kinsey Jernigan
Associate Underwriter
Kinsey is an Associate Underwriter in the Entertainment Division at Kinsale Insurance. A Virginia Tech alumna, she began her insurance career with Kinsale in 2023. Though she's a former Hokie, she loves to root for Duke during basketball season. You can find Kinsey spending her vacation time on the beach - Nags Head is her favorite spot to relax.
ENTERTAINMENT – RECREATION & LEISURE
Trinity CarlAssociate Underwriter Trinity is an Associate Underwriter in the Entertainment Division at Kinsale Insurance. She is a graduate of VCU and joined Kinsale in 2023. Outside of work, she enjoys listening to Lana Del Rey and reading anything by Sara J. Maas. Her favorite sports team is the Mercedes Formula 1 Team, and she loves traveling around Europe.Randy HittAssociate Underwriter Randy is an Associate Underwriter in the Entertainment Division at Kinsale Insurance. He's a proud VCU alumnus who began his insurance career in 2022 at Kinsale. Randy loves to root for the Dallas Cowboys and the Washington Nationals on the weekends, and in his free time, he likes to relax at Lake Gaston, North Carolina.Colin MoogAssociate Underwriter Colin is an Associate Underwriter in the Entertainment Division at Kinsale Insurance. He's a proud Christopher Newport graduate who enjoys a good scare - Silence of the Lambs is his favorite book. He enjoys traveling abroad for vacation, like to Paris or Italy, and his favorite sports teams are the Kansas City Chiefs, the St. Louis Cardinals, and Liverpool F.C.Jackie PriceAssociate Underwriter Jackie is an Associate Underwriter in the Entertainment Division at Kinsale Insurance. Outside of work, she enjoys listening to Luke Combs and reading anything by Colleen Hoover. Jackie is a graduate of Radford University. "Life is about being yourself, someone only you can be."
Trinity Carl
Associate Underwriter
Trinity is an Associate Underwriter in the Entertainment Division at Kinsale Insurance. She is a graduate of VCU and joined Kinsale in 2023. Outside of work, she enjoys listening to Lana Del Rey and reading anything by Sara J. Maas. Her favorite sports team is the Mercedes Formula 1 Team, and she loves traveling around Europe.
Randy Hitt
Associate Underwriter
Randy is an Associate Underwriter in the Entertainment Division at Kinsale Insurance. He's a proud VCU alumnus who began his insurance career in 2022 at Kinsale. Randy loves to root for the Dallas Cowboys and the Washington Nationals on the weekends, and in his free time, he likes to relax at Lake Gaston, North Carolina.
Colin Moog
Associate Underwriter
Colin is an Associate Underwriter in the Entertainment Division at Kinsale Insurance. He's a proud Christopher Newport graduate who enjoys a good scare - Silence of the Lambs is his favorite book. He enjoys traveling abroad for vacation, like to Paris or Italy, and his favorite sports teams are the Kansas City Chiefs, the St. Louis Cardinals, and Liverpool F.C.
Jackie Price
Associate Underwriter
Jackie is an Associate Underwriter in the Entertainment Division at Kinsale Insurance. Outside of work, she enjoys listening to Luke Combs and reading anything by Colleen Hoover. Jackie is a graduate of Radford University. "Life is about being yourself, someone only you can be."
ENVIRONMENTAL
Jimmy MackeyDivision ManagerJimmy is the Division Manager of the Environmental Division at Kinsale Insurance. He started with Kinsale in 2016. Jimmy is a Washington Capitals fan and enjoys listening to Beck. When he is not cheering on his alma mater, Clemson University, Jimmy is headed to Emerald Isle for vacation.Andrew CaldwellUnderwriterAndrew is an Underwriter in the Environmental Division at Kinsale Insurance. He joined the Kinsale team in 2021 after graduating from the University of Virginia and earning a Masters in Management from Wake Forest University. In his spare time, he enjoys rooting for the Baltimore Ravens and Virginia Cavaliers, as well as vacationing in the Virgin Islands.Emilie ForestUnderwriterEmilie is an Underwriter in the Environmental Division at Kinsale Insurance. In her spare time, she enjoys listening to The Black Keys, rooting for the Pittsburgh Penguins, or reading her favorite book, "Speaker for the Dead" by Orson Scott Card. Emilie is a graduate of Virginia Commonwealth University.Michael ByrdAssociate UnderwriterMichael Byrd is an Associate Underwriter in the Environmental Division at Kinsale Insurance. He began his career in insurance with Kinsale in 2022, and he's a proud alumnus of Virginia Commonwealth University. In his spare time, Michael loves to attend outdoor music events or visit Smith Mountain Lake.
Jimmy Mackey
Division Manager
Jimmy is the Division Manager of the Environmental Division at Kinsale Insurance. He started with Kinsale in 2016. Jimmy is a Washington Capitals fan and enjoys listening to Beck. When he is not cheering on his alma mater, Clemson University, Jimmy is headed to Emerald Isle for vacation.
Andrew Caldwell
Underwriter
Andrew is an Underwriter in the Environmental Division at Kinsale Insurance. He joined the Kinsale team in 2021 after graduating from the University of Virginia and earning a Masters in Management from Wake Forest University. In his spare time, he enjoys rooting for the Baltimore Ravens and Virginia Cavaliers, as well as vacationing in the Virgin Islands.
Emilie Forest
Underwriter
Emilie is an Underwriter in the Environmental Division at Kinsale Insurance. In her spare time, she enjoys listening to The Black Keys, rooting for the Pittsburgh Penguins, or reading her favorite book, "Speaker for the Dead" by Orson Scott Card. Emilie is a graduate of Virginia Commonwealth University.
Michael Byrd
Associate Underwriter
Michael Byrd is an Associate Underwriter in the Environmental Division at Kinsale Insurance. He began his career in insurance with Kinsale in 2022, and he's a proud alumnus of Virginia Commonwealth University. In his spare time, Michael loves to attend outdoor music events or visit Smith Mountain Lake.
LIFE SCIENCES
Thomas CoplanDivision ManagerThomas is the Division Manager of the Life Sciences Division at Kinsale Insurance. In the summer months, he can be found vacationing in the Outer Banks in North Carolina. He also enjoys listening to Chris Stapleton. Thomas is a VCU graduate and has been with Kinsale since 2014.Ryan GreerUnderwriterRyan is an Underwriter in the Life Sciences Division at Kinsale Insurance. He began his insurance career with Kinsale in 2020 and is a proud graduate of the University of Mary Washington. Outside of work, he can be found watching UVA basketball and listening to Drake. Ryan’s favorite vacation of all time was to St. Lucia.Patrick NealeUnderwriterPatrick is an Underwriter in the Life Sciences Division at Kinsale Insurance. He enjoys traveling to the Bahamas and listening to Billy Strings. Outside of work, Patrick can be found rooting for the Washington Capitals and South Carolina Gamecocks. He is a graduate of Hampden-Sydney College.Giles ThompsonUnderwriterGiles is an Underwriter in the Life Sciences Division at Kinsale Insurance. He began his career in insurance in 2019, and he's a proud alumnus of Hampden-Sydney College. Outside of work, he loves spending time by the Chesapeake Bay, cheering for the Washington Commanders, and listening to the music of Tyler Childers.
Thomas Coplan
Division Manager
Thomas is the Division Manager of the Life Sciences Division at Kinsale Insurance. In the summer months, he can be found vacationing in the Outer Banks in North Carolina. He also enjoys listening to Chris Stapleton. Thomas is a VCU graduate and has been with Kinsale since 2014.
Ryan Greer
Underwriter
Ryan is an Underwriter in the Life Sciences Division at Kinsale Insurance. He began his insurance career with Kinsale in 2020 and is a proud graduate of the University of Mary Washington. Outside of work, he can be found watching UVA basketball and listening to Drake. Ryan’s favorite vacation of all time was to St. Lucia.
Patrick Neale
Underwriter
Patrick is an Underwriter in the Life Sciences Division at Kinsale Insurance. He enjoys traveling to the Bahamas and listening to Billy Strings. Outside of work, Patrick can be found rooting for the Washington Capitals and South Carolina Gamecocks. He is a graduate of Hampden-Sydney College.
Giles Thompson
Underwriter
Giles is an Underwriter in the Life Sciences Division at Kinsale Insurance. He began his career in insurance in 2019, and he's a proud alumnus of Hampden-Sydney College. Outside of work, he loves spending time by the Chesapeake Bay, cheering for the Washington Commanders, and listening to the music of Tyler Childers.
PRODUCT RECALL
PRODUCTS LIABILITY
Victoria MunteanAVP, UnderwritingVictoria is the Assistant Vice President of Products Liability at Kinsale. Victoria is an alumna of the University of Virginia and is passionate about cheering on UVA and the Carolina Panthers during football season. She likes spending time outside, especially at the Outer Banks, and loves live music, especially Luke Combs. Victoria has been with Kinsale since 2009.Giles UpshurProduct ManagerGiles is a Product Manager in the Products Liability Division at Kinsale Insurance. He joined Kinsale in 2019 with two years of insurance experience under his belt. As a University of Georgia graduate, he enjoys cheering for the Georgia Bulldogs in any sport. You can find Giles outdoors on the weekends, typically on the Eastern Shore or by the Chesapeake Bay.Travis LuckUnderwriterTravis is an Underwriter in the Products Liability Division at Kinsale Insurance. He enjoys listening to Eric Church and spending time with his sons. Travis is an alumnus of Hampden-Sydney College.
“We are not creatures of destinations. It is the journey that shapes us,” - "The Way of Kings" by Brandon SandersonNick BaughanAssociate UnderwriterNick is an Associate Underwriter in the Products Liability Division at Kinsale Insurance. After beginning his insurance career in 2018, this Old Dominion graduate joined Kinsale in 2022. He's a big fan of Liverpool F.C. and the Boston Celtics, and loves listening to The Who and Steely Dan.Laurie GoodeAssociate UnderwriterLaurie is an Associate Underwriter in the Products Liability Division at Kinsale Insurance. She's a proud alumna of both Virginia Tech and William & Mary who began her insurance career with Kinsale in 2022. She cheers for the Hokies, rain or shine, and loves going to listen to live music, especially her favorites like Chris Stapleton, Pink, or Zac Brown Band. When she's not at work, she likes to relax either at the beach or in the mountains.Adelaide HaackAssociate UnderwriterAdelaide is an Associate Underwriter in the Products Liability Division at Kinsale Insurance. She began her insurance career in 2023 when she joined Kinsale's team. As a graduate of Appalachian State University, she's a big fan of the Mountaineers in any sport. She also loves backpacking in the mountains in her spare time.Jeff PuszakowskiAssociate UnderwriterJeff is an Associate Underwriter in the Products Liability Division of Kinsale Insurance. He began his career in insurance in 2018 before joining Kinsale in 2022, and he's a proud graduate of Virginia Commonwealth University. Outside of work, he's a fan of Blink-182 and vacations to Spain.Sam TrainerAssociate UnderwriterSam is an Associate Underwriter in the Products Liability Division at Kinsale Insurance. After graduating from William & Mary, he began his insurance career with Kinsale in 2023. On the weekends, you can find Sam cheering for the Washington Nationals or getting some fresh air on the trails of a national park.
Victoria Muntean
AVP, Underwriting
Victoria is the Assistant Vice President of Products Liability at Kinsale. Victoria is an alumna of the University of Virginia and is passionate about cheering on UVA and the Carolina Panthers during football season. She likes spending time outside, especially at the Outer Banks, and loves live music, especially Luke Combs. Victoria has been with Kinsale since 2009.
Giles Upshur
Product Manager
Giles is a Product Manager in the Products Liability Division at Kinsale Insurance. He joined Kinsale in 2019 with two years of insurance experience under his belt. As a University of Georgia graduate, he enjoys cheering for the Georgia Bulldogs in any sport. You can find Giles outdoors on the weekends, typically on the Eastern Shore or by the Chesapeake Bay.
Travis Luck
Underwriter
Travis is an Underwriter in the Products Liability Division at Kinsale Insurance. He enjoys listening to Eric Church and spending time with his sons. Travis is an alumnus of Hampden-Sydney College.
“We are not creatures of destinations. It is the journey that shapes us,” - "The Way of Kings" by Brandon Sanderson
Nick Baughan
Associate Underwriter
Nick is an Associate Underwriter in the Products Liability Division at Kinsale Insurance. After beginning his insurance career in 2018, this Old Dominion graduate joined Kinsale in 2022. He's a big fan of Liverpool F.C. and the Boston Celtics, and loves listening to The Who and Steely Dan.
Laurie Goode
Associate Underwriter
Laurie is an Associate Underwriter in the Products Liability Division at Kinsale Insurance. She's a proud alumna of both Virginia Tech and William & Mary who began her insurance career with Kinsale in 2022. She cheers for the Hokies, rain or shine, and loves going to listen to live music, especially her favorites like Chris Stapleton, Pink, or Zac Brown Band. When she's not at work, she likes to relax either at the beach or in the mountains.
Adelaide Haack
Associate Underwriter
Adelaide is an Associate Underwriter in the Products Liability Division at Kinsale Insurance. She began her insurance career in 2023 when she joined Kinsale's team. As a graduate of Appalachian State University, she's a big fan of the Mountaineers in any sport. She also loves backpacking in the mountains in her spare time.
Jeff Puszakowski
Associate Underwriter
Jeff is an Associate Underwriter in the Products Liability Division of Kinsale Insurance. He began his career in insurance in 2018 before joining Kinsale in 2022, and he's a proud graduate of Virginia Commonwealth University. Outside of work, he's a fan of Blink-182 and vacations to Spain.
Sam Trainer
Associate Underwriter
Sam is an Associate Underwriter in the Products Liability Division at Kinsale Insurance. After graduating from William & Mary, he began his insurance career with Kinsale in 2023. On the weekends, you can find Sam cheering for the Washington Nationals or getting some fresh air on the trails of a national park.
PROFESSIONAL LINES
ALLIED HEALTH
ALLIED HEALTH – EAST
Matt WallerTerritory ManagerMatt is the East Territory Manager in the Allied Health Division at Kinsale Insurance. He started his insurance career with Kinsale in 2014 and is an alumnus of the University of Mary Washington. In his free time, he enjoys cheering for the Las Vegas Raiders and listening to Phish, his favorite band.Jackie AtkinsonAssociate UnderwriterJackie is an Associate Underwriter in the Allied Health Division at Kinsale Insurance. She enjoys listening to any music, but mostly country, and her favorite book is “The Giver.” She also enjoys spending time with her husband, quilting, and traveling. Jackie is a graduate of Virginia State University, a former teacher, and an advocate for persons with autism.
“Be who you are and say what you feel, because those who mind don't matter and those who matter don't mind.” - AnonymousBlake ChoplinAssociate UnderwriterBlake is an Associate Underwriter in the Allied Health Division at Kinsale Insurance. He's a proud University of Richmond graduate who started his insurance career with Kinsale in 2022. Outside of work, you can find Blake cheering for the Golden State Warriors or spending time relaxing at Hilton Head Island.Emma SchneiderAssociate UnderwriterEmma is an Associate Underwriter in the Allied Health Division at Kinsale Insurance. She got her Bachelors at State University of NY at Geneseo before moving on to her Masters at Binghamton University. Emma is a diehard Buffalo Bills fan and loves to visit the Adirondacks back home when she takes time off.Brooke TyrrellAssociate UnderwriterBrooke is an Associate Underwriter in the Allied Health Division at Kinsale Insurance. A University of Mary Washington graduate, she began her insurance career in 2023 when she joined Kinsale's team. In her spare time, you might find Brooke reading her favorite book, "The Nightingale" by Kristin Hannah, or relaxing on the beach.
Matt Waller
Territory Manager
Matt is the East Territory Manager in the Allied Health Division at Kinsale Insurance. He started his insurance career with Kinsale in 2014 and is an alumnus of the University of Mary Washington. In his free time, he enjoys cheering for the Las Vegas Raiders and listening to Phish, his favorite band.
Jackie Atkinson
Associate Underwriter
Jackie is an Associate Underwriter in the Allied Health Division at Kinsale Insurance. She enjoys listening to any music, but mostly country, and her favorite book is “The Giver.” She also enjoys spending time with her husband, quilting, and traveling. Jackie is a graduate of Virginia State University, a former teacher, and an advocate for persons with autism.
“Be who you are and say what you feel, because those who mind don't matter and those who matter don't mind.” - Anonymous
Blake Choplin
Associate Underwriter
Blake is an Associate Underwriter in the Allied Health Division at Kinsale Insurance. He's a proud University of Richmond graduate who started his insurance career with Kinsale in 2022. Outside of work, you can find Blake cheering for the Golden State Warriors or spending time relaxing at Hilton Head Island.
Emma Schneider
Associate Underwriter
Emma is an Associate Underwriter in the Allied Health Division at Kinsale Insurance. She got her Bachelors at State University of NY at Geneseo before moving on to her Masters at Binghamton University. Emma is a diehard Buffalo Bills fan and loves to visit the Adirondacks back home when she takes time off.
Brooke Tyrrell
Associate Underwriter
Brooke is an Associate Underwriter in the Allied Health Division at Kinsale Insurance. A University of Mary Washington graduate, she began her insurance career in 2023 when she joined Kinsale's team. In her spare time, you might find Brooke reading her favorite book, "The Nightingale" by Kristin Hannah, or relaxing on the beach.
ALLIED HEALTH – CENTRAL
Will GrothTerritory ManagerWill is the Central Territory Manager in the Allied Health Division at Kinsale Insurance. He is a Roanoke College alumnus who joined Kinsale in 2019 after five years in the insurance world. He enjoys rooting for the Oregon Ducks and spending his vacation time in the tropics.
“Monday is the greatest day of the week. On Monday, there is an entire week ahead of us, within which lies opportunity – and opportunity is the cornerstone of progress.”Nikki MayUnderwriterNikki is an Underwriter in the Allied Health Division at Kinsale Insurance. She's a Virginia Tech alumna and began her Kinsale career in 2020. She enjoys most folk, country, or bluegrass bands and any beach or mountain vacation. In her free time, she enjoys spending time with her daughter outdoors or practicing yoga.Brandon WashingtonAssociate UnderwriterBrandon is an Associate Underwriter in the Allied Health Division at Kinsale Insurance. He began his insurance career with Kinsale in 2023. As a proud UVA graduate, you can always find him cheering on the Hoos, whether it's football or basketball season. In quieter moments of his free time, you might also find him reading his favorite book, "The Great Gatsby" by F. Scott Fitzgerald.
Will Groth
Territory Manager
Will is the Central Territory Manager in the Allied Health Division at Kinsale Insurance. He is a Roanoke College alumnus who joined Kinsale in 2019 after five years in the insurance world. He enjoys rooting for the Oregon Ducks and spending his vacation time in the tropics.
“Monday is the greatest day of the week. On Monday, there is an entire week ahead of us, within which lies opportunity – and opportunity is the cornerstone of progress.”
Nikki May
Underwriter
Nikki is an Underwriter in the Allied Health Division at Kinsale Insurance. She's a Virginia Tech alumna and began her Kinsale career in 2020. She enjoys most folk, country, or bluegrass bands and any beach or mountain vacation. In her free time, she enjoys spending time with her daughter outdoors or practicing yoga.
Brandon Washington
Associate Underwriter
Brandon is an Associate Underwriter in the Allied Health Division at Kinsale Insurance. He began his insurance career with Kinsale in 2023. As a proud UVA graduate, you can always find him cheering on the Hoos, whether it's football or basketball season. In quieter moments of his free time, you might also find him reading his favorite book, "The Great Gatsby" by F. Scott Fitzgerald.
ALLIED HEALTH – WEST
John HardyUnderwriter John is an Underwriter in the Allied Health Division at Kinsale Insurance. A graduate of the Virginia Military Institute, he spent 17 years in the insurance industry before joining Kinsale's team in 2020. On the weekends, you can find him rocking out to The Grateful Dead or enjoying a quick getaway at Lake Gaston.Phillip CarrerasAssociate Underwriter Phillip is an Associate Underwriter in the Allied Health Division at Kinsale Insurance. He's a proud JMU graduate who began his insurance career in 2023 with Kinsale. On the weekends, you can find him rooting for the Washington Commanders or listening to some classic rock - the Rolling Stones are his favorite.Evan CougotAssociate Underwriter Evan is an Associate Underwriter in the Allied Health Division at Kinsale Insurance. He's a VCU graduate who began his career in insurance with Kinsale in 2022. His favorite place to visit is Glacier National Park, and his favorite book is "Island of the Lost: Shipwrecked at the Edge of the World" by Joan Druett.Elizabeth RaymondAssociate Underwriter Elizabeth is an Associate Underwriter in the Allied Health Division at Kinsale Insurance. A graduate of Radford University, she started her insurance career at Kinsale in 2023. Outside of work, you can find her rooting for the Alabama Crimson Tide in football or relaxing by the water's edge.
John Hardy
Underwriter
John is an Underwriter in the Allied Health Division at Kinsale Insurance. A graduate of the Virginia Military Institute, he spent 17 years in the insurance industry before joining Kinsale's team in 2020. On the weekends, you can find him rocking out to The Grateful Dead or enjoying a quick getaway at Lake Gaston.
Phillip Carreras
Associate Underwriter
Phillip is an Associate Underwriter in the Allied Health Division at Kinsale Insurance. He's a proud JMU graduate who began his insurance career in 2023 with Kinsale. On the weekends, you can find him rooting for the Washington Commanders or listening to some classic rock - the Rolling Stones are his favorite.
Evan Cougot
Associate Underwriter
Evan is an Associate Underwriter in the Allied Health Division at Kinsale Insurance. He's a VCU graduate who began his career in insurance with Kinsale in 2022. His favorite place to visit is Glacier National Park, and his favorite book is "Island of the Lost: Shipwrecked at the Edge of the World" by Joan Druett.
Elizabeth Raymond
Associate Underwriter
Elizabeth is an Associate Underwriter in the Allied Health Division at Kinsale Insurance. A graduate of Radford University, she started her insurance career at Kinsale in 2023. Outside of work, you can find her rooting for the Alabama Crimson Tide in football or relaxing by the water's edge.
EXCESS PROFESSIONAL
Jason HooverVP, UnderwritingJason is the Vice President of Excess Professional at Kinsale Insurance. As a Virginia Tech alum, Jason spends his days cheering on the Hokies. He also enjoys a good Atlanta Braves game, Kenny Chesney concert, or the occasional trip to the Caribbean. Jason has been with Kinsale since 2010.Matt BernheartUnderwriterMatt is an Underwriter in the Excess Professional Division at Kinsale Insurance. He enjoys rooting for the New England Patriots, listening to Pearl Jam, and visiting Negril, Jamaica on vacation. Matt is a Virginia Commonwealth University graduate who joined Kinsale's team in 2020.
“The strength of the team is each individual member. The strength of each member is the team.” - Phil Jackson
Jason Hoover
VP, Underwriting
Jason is the Vice President of Excess Professional at Kinsale Insurance. As a Virginia Tech alum, Jason spends his days cheering on the Hokies. He also enjoys a good Atlanta Braves game, Kenny Chesney concert, or the occasional trip to the Caribbean. Jason has been with Kinsale since 2010.
Matt Bernheart
Underwriter
Matt is an Underwriter in the Excess Professional Division at Kinsale Insurance. He enjoys rooting for the New England Patriots, listening to Pearl Jam, and visiting Negril, Jamaica on vacation. Matt is a Virginia Commonwealth University graduate who joined Kinsale's team in 2020.
“The strength of the team is each individual member. The strength of each member is the team.” - Phil Jackson
HEALTH CARE
Eric GentryVP, UnderwritingEric is the Vice President of Health Care at Kinsale Insurance. He's a graduate of Bridgewater College and has been with Kinsale since 2015. When he is not cheering for the Atlanta Braves, Eric can be found heading to a cabin in the mountains with his favorite book, “The Divine Conspiracy” by Dallas Willard.Carsten de WolffTerritory ManagerCarsten is a Territory Manager in the Health Care Division at Kinsale Insurance. He began his career in insurance with Kinsale in 2018. As a Virginia Tech graduate, he enjoys rooting for the Hokies football team. Carsten enjoys listening to Jimmy Buffett, and his favorite vacation spot is Italy.Leslie FitzpatrickUnderwriterLeslie is an Underwriter in the Health Care Division at Kinsale Insurance. She began her insurance career with Kinsale in 2021. As a UNC-Chapel Hill graduate, Leslie loves cheering on the Tar Heels in her off time, as well as listening to her favorite band, the Teskey Brothers.Jacob CarverAssociate UnderwriterJacob is an Associate Underwriter in the Health Care Division at Kinsale Insurance. A JMU graduate, he began his insurance career in 2017 and joined Kinsale in 2023. In his free time, you will find him on a golf course or traveling through the Shenandoah Mountains listening to red dirt country music, especially Aaron Watson.Jackie LeeAssociate UnderwriterJackie is an Associate Underwriter in the Health Care Division at Kinsale Insurance. She began her insurance career with Kinsale in 2021. In her off time, she enjoys traveling to the mountains, listening to the music of Dire Straits, or reading her favorite book, "The Ballad of the White Horse" by G.K. Chesterton.AJ NashAssociate UnderwriterAJ is an Associate Underwriter in the Health Care Division at Kinsale Insurance. He's a graduate of James Madison University who began his insurance career with Kinsale in 2023. A big sports fan, AJ loves rooting for the Ohio State Buckeyes and is an avid golfer and basketball player. His favorite weekend getaway is Trice Lake, just north of the Cumberland State Forest.Rachel YunAssociate UnderwriterRachel is an Associate Underwriter in the Health Care Division at Kinsale Insurance. A proud VCU alumna, she began her career in insurance with Kinsale in 2022. Outside of work, she enjoys a good beach or mountain getaway, listening to Coldplay, and cheering for her favorite international soccer team, A.C. Milan.
Eric Gentry
VP, Underwriting
Eric is the Vice President of Health Care at Kinsale Insurance. He's a graduate of Bridgewater College and has been with Kinsale since 2015. When he is not cheering for the Atlanta Braves, Eric can be found heading to a cabin in the mountains with his favorite book, “The Divine Conspiracy” by Dallas Willard.
Carsten de Wolff
Territory Manager
Carsten is a Territory Manager in the Health Care Division at Kinsale Insurance. He began his career in insurance with Kinsale in 2018. As a Virginia Tech graduate, he enjoys rooting for the Hokies football team. Carsten enjoys listening to Jimmy Buffett, and his favorite vacation spot is Italy.
Leslie Fitzpatrick
Underwriter
Leslie is an Underwriter in the Health Care Division at Kinsale Insurance. She began her insurance career with Kinsale in 2021. As a UNC-Chapel Hill graduate, Leslie loves cheering on the Tar Heels in her off time, as well as listening to her favorite band, the Teskey Brothers.
Jacob Carver
Associate Underwriter
Jacob is an Associate Underwriter in the Health Care Division at Kinsale Insurance. A JMU graduate, he began his insurance career in 2017 and joined Kinsale in 2023. In his free time, you will find him on a golf course or traveling through the Shenandoah Mountains listening to red dirt country music, especially Aaron Watson.
Jackie Lee
Associate Underwriter
Jackie is an Associate Underwriter in the Health Care Division at Kinsale Insurance. She began her insurance career with Kinsale in 2021. In her off time, she enjoys traveling to the mountains, listening to the music of Dire Straits, or reading her favorite book, "The Ballad of the White Horse" by G.K. Chesterton.
AJ Nash
Associate Underwriter
AJ is an Associate Underwriter in the Health Care Division at Kinsale Insurance. He's a graduate of James Madison University who began his insurance career with Kinsale in 2023. A big sports fan, AJ loves rooting for the Ohio State Buckeyes and is an avid golfer and basketball player. His favorite weekend getaway is Trice Lake, just north of the Cumberland State Forest.
Rachel Yun
Associate Underwriter
Rachel is an Associate Underwriter in the Health Care Division at Kinsale Insurance. A proud VCU alumna, she began her career in insurance with Kinsale in 2022. Outside of work, she enjoys a good beach or mountain getaway, listening to Coldplay, and cheering for her favorite international soccer team, A.C. Milan.
MANAGEMENT LIABILITY
Annette BatesAssociate UnderwriterAnnette is an Associate Underwriter in the Management Liability Division at Kinsale Insurance. She's a proud VCU graduate who began her insurance career at Kinsale in 2023. Outside of work, you can find her curled up with a good book, exploring Richmond's live music scene, and visiting new places with her family.Casey LaneAssociate UnderwriterCasey is an Associate Underwriter in the Management Liability Division at Kinsale Insurance. She enjoys listening to Chris Young and rooting for the Pittsburgh Steelers & Chelsea F.C. Her favorite book is "The Nightingale" by Kristin Hannah. Casey is a graduate of Lock Haven University of Pennsylvania.Kayla RoseAssociate UnderwriterKayla is an Associate Underwriter in the Management Liability Division at Kinsale Insurance. A VCU graduate, Kayla began her insurance career at Kinsale in 2022. Her favorite vacation was to Paris, and in her spare time, she cheers for the U.S. Women's Soccer Team and enjoys listening to the tunes of Harry Styles.
Annette Bates
Associate Underwriter
Annette is an Associate Underwriter in the Management Liability Division at Kinsale Insurance. She's a proud VCU graduate who began her insurance career at Kinsale in 2023. Outside of work, you can find her curled up with a good book, exploring Richmond's live music scene, and visiting new places with her family.
Casey Lane
Associate Underwriter
Casey is an Associate Underwriter in the Management Liability Division at Kinsale Insurance. She enjoys listening to Chris Young and rooting for the Pittsburgh Steelers & Chelsea F.C. Her favorite book is "The Nightingale" by Kristin Hannah. Casey is a graduate of Lock Haven University of Pennsylvania.
Kayla Rose
Associate Underwriter
Kayla is an Associate Underwriter in the Management Liability Division at Kinsale Insurance. A VCU graduate, Kayla began her insurance career at Kinsale in 2022. Her favorite vacation was to Paris, and in her spare time, she cheers for the U.S. Women's Soccer Team and enjoys listening to the tunes of Harry Styles.
PROFESSIONAL LIABILITY
David CarasDivision ManagerDavid is the Division Manager for the Professional Liability Division at Kinsale Insurance. He joined Kinsale in 2017 with two years of insurance experience already under his belt. In his free time, you can find him cheering for the Miami Dolphins, visiting Costa Rica on vacation, or listening to his favorite band, The String Cheese Incident.Brian JeffriesProduct ManagerBrian is a Product Manager in the Professional Liability Division at Kinsale Insurance. He's a graduate of Virginia Commonwealth University with a degree focused in Risk Management and Insurance who spent eight years in the insurance world before joining Kinsale in 2019. On the weekends, you can find him rooting for the Pittsburgh Penguins or reading his favorite book, "The Count of Monte Cristo" by Alexandre Dumas.Jack AlkireAssociate UnderwriterJack is an Associate Underwriter in the Professional Liability Division at Kinsale Insurance. He's a proud VCU alumnus who began his insurance career in 2023 with Kinsale. In his spare time, you can find Jack rooting for the Baltimore Orioles, relaxing at the beach, or traveling abroad.Steven GolobAssociate UnderwriterSteven is an Associate Underwriter in the Professional Liability Division at Kinsale Insurance. A graduate of James Madison University, he joined Kinsale's team in 2023 after eight years in the insurance industry. In his off time, you can find him rooting for Manchester United.
David Caras
Division Manager
David is the Division Manager for the Professional Liability Division at Kinsale Insurance. He joined Kinsale in 2017 with two years of insurance experience already under his belt. In his free time, you can find him cheering for the Miami Dolphins, visiting Costa Rica on vacation, or listening to his favorite band, The String Cheese Incident.
Brian Jeffries
Product Manager
Brian is a Product Manager in the Professional Liability Division at Kinsale Insurance. He's a graduate of Virginia Commonwealth University with a degree focused in Risk Management and Insurance who spent eight years in the insurance world before joining Kinsale in 2019. On the weekends, you can find him rooting for the Pittsburgh Penguins or reading his favorite book, "The Count of Monte Cristo" by Alexandre Dumas.
Jack Alkire
Associate Underwriter
Jack is an Associate Underwriter in the Professional Liability Division at Kinsale Insurance. He's a proud VCU alumnus who began his insurance career in 2023 with Kinsale. In his spare time, you can find Jack rooting for the Baltimore Orioles, relaxing at the beach, or traveling abroad.
Steven Golob
Associate Underwriter
Steven is an Associate Underwriter in the Professional Liability Division at Kinsale Insurance. A graduate of James Madison University, he joined Kinsale's team in 2023 after eight years in the insurance industry. In his off time, you can find him rooting for Manchester United.
PUBLIC ENTITY
Jesse HaneyDivision ManagerJesse is a Division Manager in the Public Entity Division at Kinsale Insurance. When he isn’t rooting for the Pittsburgh Steelers, Jesse can be found listening to the Zac Brown Band and traveling to Hawaii. He started with Kinsale in 2014 and is a proud graduate of UNC-Wilmington.
Jesse Haney
Division Manager
Jesse is a Division Manager in the Public Entity Division at Kinsale Insurance. When he isn’t rooting for the Pittsburgh Steelers, Jesse can be found listening to the Zac Brown Band and traveling to Hawaii. He started with Kinsale in 2014 and is a proud graduate of UNC-Wilmington.
PROPERTY
John Bowen, Jr.Vice PresidentJohn is the Vice President of Property at Kinsale Insurance. He's a proud JMU graduate who started his career in insurance in 2004, and he’s been with Kinsale since 2010. In his spare time, you can find John rooting for his sons in every sport they're playing this season or listening to Tyler Childers. His favorite vacation spot is anywhere there's a cold beer and somewhere to put his feet up.
John Bowen, Jr.
Vice President
John is the Vice President of Property at Kinsale Insurance. He's a proud JMU graduate who started his career in insurance in 2004, and he’s been with Kinsale since 2010. In his spare time, you can find John rooting for his sons in every sport they're playing this season or listening to Tyler Childers. His favorite vacation spot is anywhere there's a cold beer and somewhere to put his feet up.
COMMERCIAL PROPERTY
COMMERCIAL PROPERTY – CENTRAL
Will CarterTerritory ManagerWill is the Central Territory Manager of the Commercial Property Division at Kinsale Insurance. He began his insurance career at Kinsale in 2018. A graduate of Virginia Commonwealth University, Will is a big Rams Basketball fan. On the weekends, you can find him chilling by the Chesapeake Bay.John EshlerAssociate UnderwriterJohn is an Associate Underwriter in the Commercial Property Division at Kinsale Insurance. He began his insurance career in 2020 with Kinsale, and he's a proud VCU alumnus. His favorite vacation he's ever taken was a Mediterranean cruise, and in his off time, he enjoys watching college football as well as soccer in the Premier League.Dean LeeAssociate UnderwriterDean is an Associate Underwriter in the Commercial Property Division at Kinsale Insurance. He's a VCU graduate who began his insurance career with Kinsale in 2023. Outside of work, Dean is a big fan of lacrosse, listening to the music of Donald Glover, or retreating to the mountains.Ryan LeopoldAssociate UnderwriterRyan is an Associate Underwriter in the Commercial Property Division at Kinsale Insurance. An alumnus of Macalester College, Ryan began his insurance career with Kinsale in 2022. Outside of work, he enjoys reading his favorite book, "Dune" by Frank Herbert, or vacationing in the Balkans.Margaret VestAssociate UnderwriterMargaret is an Associate Underwriter in the Commercial Property Division at Kinsale Insurance. She's a proud alumna of East Carolina University and began her insurance career in 2023 with Kinsale. She enjoys the "Harry Potter" series and weekend trips down to Charleston, South Carolina.
Will Carter
Territory Manager
Will is the Central Territory Manager of the Commercial Property Division at Kinsale Insurance. He began his insurance career at Kinsale in 2018. A graduate of Virginia Commonwealth University, Will is a big Rams Basketball fan. On the weekends, you can find him chilling by the Chesapeake Bay.
John Eshler
Associate Underwriter
John is an Associate Underwriter in the Commercial Property Division at Kinsale Insurance. He began his insurance career in 2020 with Kinsale, and he's a proud VCU alumnus. His favorite vacation he's ever taken was a Mediterranean cruise, and in his off time, he enjoys watching college football as well as soccer in the Premier League.
Dean Lee
Associate Underwriter
Dean is an Associate Underwriter in the Commercial Property Division at Kinsale Insurance. He's a VCU graduate who began his insurance career with Kinsale in 2023. Outside of work, Dean is a big fan of lacrosse, listening to the music of Donald Glover, or retreating to the mountains.
Ryan Leopold
Associate Underwriter
Ryan is an Associate Underwriter in the Commercial Property Division at Kinsale Insurance. An alumnus of Macalester College, Ryan began his insurance career with Kinsale in 2022. Outside of work, he enjoys reading his favorite book, "Dune" by Frank Herbert, or vacationing in the Balkans.
Margaret Vest
Associate Underwriter
Margaret is an Associate Underwriter in the Commercial Property Division at Kinsale Insurance. She's a proud alumna of East Carolina University and began her insurance career in 2023 with Kinsale. She enjoys the "Harry Potter" series and weekend trips down to Charleston, South Carolina.
COMMERCIAL PROPERTY – MID-ATLANTIC
Harper CoyerAssociate UnderwriterHarper is an Associate Underwriter in the Commercial Property Division at Kinsale Insurance. She's a graduate of Virginia Commonwealth University who enjoys spending her off time by the water - her favorite vacation spots are the Rappahannock River and Bald Head Island. You might also find her rooting for the Dallas Cowboys or at a jam band concert.
Harper Coyer
Associate Underwriter
Harper is an Associate Underwriter in the Commercial Property Division at Kinsale Insurance. She's a graduate of Virginia Commonwealth University who enjoys spending her off time by the water - her favorite vacation spots are the Rappahannock River and Bald Head Island. You might also find her rooting for the Dallas Cowboys or at a jam band concert.
COMMERCIAL PROPERTY – NORTHEAST
Deb ButterworthAssociate UnderwriterDeb is an Associate Underwriter in the Commercial Property Division at Kinsale Insurance. She's a graduate of the College of William and Mary who joined Kinsale's team in 2022. In her free time, she loves rooting for New England sports, be it the Patriots, the Revolution, the Boston Celtics, or the Boston Bruins. Deb also enjoys listening to the Beastie Boys or vacationing in the mountains in a peaceful lakeside cabin.Kirsten FergusonAssociate UnderwriterKirsten is an Associate Underwriter in the Commercial Property Division at Kinsale Insurance. A proud alumna of Virginia Commonwealth University, she began her insurance career with Kinsale in 2023. Outside of work, you can find her cheering for the Pittsburgh Steelers or listening to jazz music - Billie Holiday and Ella Fitzgerald are among her favorite artists.Brandon RobensonAssociate UnderwriterBrandon is an Associate Underwriter in the Commercial Property Division at Kinsale Insurance. After graduating from University of Mary Washington, he spent three years in the insurance industry before joining Kinsale's team in 2023. He enjoys reading entrepreneurial books, like "Think and Grow Rich" by Napoleon Hill or "Atomic Habits" by James Clear, and rooting for the Baltimore Ravens in his spare time. "You are enough to be who you want to be and to create what you want to create." - Robert F. Smith
Deb Butterworth
Associate Underwriter
Deb is an Associate Underwriter in the Commercial Property Division at Kinsale Insurance. She's a graduate of the College of William and Mary who joined Kinsale's team in 2022. In her free time, she loves rooting for New England sports, be it the Patriots, the Revolution, the Boston Celtics, or the Boston Bruins. Deb also enjoys listening to the Beastie Boys or vacationing in the mountains in a peaceful lakeside cabin.
Kirsten Ferguson
Associate Underwriter
Kirsten is an Associate Underwriter in the Commercial Property Division at Kinsale Insurance. A proud alumna of Virginia Commonwealth University, she began her insurance career with Kinsale in 2023. Outside of work, you can find her cheering for the Pittsburgh Steelers or listening to jazz music - Billie Holiday and Ella Fitzgerald are among her favorite artists.
Brandon Robenson
Associate Underwriter
Brandon is an Associate Underwriter in the Commercial Property Division at Kinsale Insurance. After graduating from University of Mary Washington, he spent three years in the insurance industry before joining Kinsale's team in 2023. He enjoys reading entrepreneurial books, like "Think and Grow Rich" by Napoleon Hill or "Atomic Habits" by James Clear, and rooting for the Baltimore Ravens in his spare time. "You are enough to be who you want to be and to create what you want to create." - Robert F. Smith
COMMERCIAL PROPERTY – SOUTHEAST
Becca JohnsonAssociate UnderwriterBecca is an Associate Underwriter in the Commercial Property Division at Kinsale Insurance. She's a graduate of Wofford College, and she began her insurance career with Kinsale in 2022. In her off time, she loves listening to 5 Seconds of Summer, and her favorite vacation was to Italy.James WredenAssociate UnderwriterJames is an Associate Underwriter in the Commercial Property Division at Kinsale Insurance. He's a VCU graduate who came to Kinsale in 2023 with four years of insurance experience already under his belt. He's a Boston fan through and through, rooting for the Bruins, the Red Sox, and the New England Patriots on the weekends. On vacation, you can find James relaxing in Key West.
Becca Johnson
Associate Underwriter
Becca is an Associate Underwriter in the Commercial Property Division at Kinsale Insurance. She's a graduate of Wofford College, and she began her insurance career with Kinsale in 2022. In her off time, she loves listening to 5 Seconds of Summer, and her favorite vacation was to Italy.
James Wreden
Associate Underwriter
James is an Associate Underwriter in the Commercial Property Division at Kinsale Insurance. He's a VCU graduate who came to Kinsale in 2023 with four years of insurance experience already under his belt. He's a Boston fan through and through, rooting for the Bruins, the Red Sox, and the New England Patriots on the weekends. On vacation, you can find James relaxing in Key West.
COMMERCIAL PROPERTY – WEST
Richard SnellingUnderwriterRichard is an Underwriter in the Commercial Property Division at Kinsale. He started his insurance career in 2019 after seven years of software sales and enjoys working daily with brokers to help figure out what's best for their clients. Richard is working toward his CPCU and looks forward to his continued growth at Kinsale. When he's not at work, Richard enjoys spending time with his wife and son, cheering on the Hokies, going to country concerts, and relaxing on the beach.Micah ScottAssociate UnderwriterMicah is an Associate Underwriter in the Commercial Property Division at Kinsale Insurance. He's a proud graduate of Old Dominion University who began his insurance career with Kinsale in 2023. His favorite musician of all time is Stevie Wonder, and his favorite place he's visited is the Dominican Republic.
Richard Snelling
Underwriter
Richard is an Underwriter in the Commercial Property Division at Kinsale. He started his insurance career in 2019 after seven years of software sales and enjoys working daily with brokers to help figure out what's best for their clients. Richard is working toward his CPCU and looks forward to his continued growth at Kinsale. When he's not at work, Richard enjoys spending time with his wife and son, cheering on the Hokies, going to country concerts, and relaxing on the beach.
Micah Scott
Associate Underwriter
Micah is an Associate Underwriter in the Commercial Property Division at Kinsale Insurance. He's a proud graduate of Old Dominion University who began his insurance career with Kinsale in 2023. His favorite musician of all time is Stevie Wonder, and his favorite place he's visited is the Dominican Republic.
COMMERCIAL PROPERTY – PRIMARY & GROUND UP
Nick SuchProduct ManagerNick is the Primary/Ground-up Product Manager in the Commercial Property Division at Kinsale Insurance. He's been with Kinsale since 2020 and is a proud Virginia Tech alumnus. Naturally, he roots for the Hokies during football season, and during his off time, he can often be found visiting Emerald Isle, N.C. Nick also enjoys listening to Pearl Jam or reading his favorite book, "The Adventures of Huckleberry Finn" by Mark Twain.Kevin HoodAssociate UnderwriterKevin is an Associate Underwriter in the Commercial Property Division at Kinsale Insurance. He began his insurance career in 2022 when he joined the team at Kinsale. Kevin is a Hampden-Sydney College alumnus and enjoys the beach or a good New York Yankees game in his off time.Jess HuffAssociate UnderwriterJess is an Associate Underwriter in the Commercial Property Division at Kinsale Insurance. She's a graduate of Virginia Commonwealth University who joined Kinsale's team in 2022. When she's not working, Jess enjoys spending her free time traveling, especially to New York City.Lauren JenkinsAssociate UnderwriterLauren is an Associate Underwriter in the Commercial Property Division at Kinsale Insurance. She's a proud graduate of Virginia Commonwealth University who began her insurance career with Kinsale in 2023. She's a big fan of the Tennessee Volunteers and the New York Yankees, and on vacation, her go-to destination is Nags Head.
Nick Such
Product Manager
Nick is the Primary/Ground-up Product Manager in the Commercial Property Division at Kinsale Insurance. He's been with Kinsale since 2020 and is a proud Virginia Tech alumnus. Naturally, he roots for the Hokies during football season, and during his off time, he can often be found visiting Emerald Isle, N.C. Nick also enjoys listening to Pearl Jam or reading his favorite book, "The Adventures of Huckleberry Finn" by Mark Twain.
Kevin Hood
Associate Underwriter
Kevin is an Associate Underwriter in the Commercial Property Division at Kinsale Insurance. He began his insurance career in 2022 when he joined the team at Kinsale. Kevin is a Hampden-Sydney College alumnus and enjoys the beach or a good New York Yankees game in his off time.
Jess Huff
Associate Underwriter
Jess is an Associate Underwriter in the Commercial Property Division at Kinsale Insurance. She's a graduate of Virginia Commonwealth University who joined Kinsale's team in 2022. When she's not working, Jess enjoys spending her free time traveling, especially to New York City.
Lauren Jenkins
Associate Underwriter
Lauren is an Associate Underwriter in the Commercial Property Division at Kinsale Insurance. She's a proud graduate of Virginia Commonwealth University who began her insurance career with Kinsale in 2023. She's a big fan of the Tennessee Volunteers and the New York Yankees, and on vacation, her go-to destination is Nags Head.
HIGH VALUE HOMEOWNERS
Thomas StockstillAssociate UnderwriterThomas is an Associate Underwriter in the High Value Homeowners Division at Kinsale. He is a UVA alumnus who started working for the company in 2023. When he isn’t cheering for the Hoos' football or basketball teams, Thomas is either golfing, fly-fishing somewhere in Virginia's Blue Ridge Mountains, or attending a live music show. His favorite vacation spots include Pawley's Island, South Carolina and Sheridan, Wyoming.
Thomas Stockstill
Associate Underwriter
Thomas is an Associate Underwriter in the High Value Homeowners Division at Kinsale. He is a UVA alumnus who started working for the company in 2023. When he isn’t cheering for the Hoos' football or basketball teams, Thomas is either golfing, fly-fishing somewhere in Virginia's Blue Ridge Mountains, or attending a live music show. His favorite vacation spots include Pawley's Island, South Carolina and Sheridan, Wyoming.
SMALL PROPERTY
SMALL PROPERTY – CENTRAL
David McKelvyAssociate UnderwriterDavid is an Associate Underwriter in the Small Property Division at Kinsale Insurance. A University of Maine graduate, he moved to Richmond to begin his career in insurance with Kinsale. Outside of work, David enjoys watching the Boston Bruins play, listening to Mac Miller, or reading his favorite book, "Never Split the Difference" by Chris Voss and Tahl Raz.Michael RobertsonAssociate UnderwriterMichael is an Associate Underwriter in the Small Property Division at Kinsale Insurance. He began his insurance career in 2022 when he joined Kinsale's team. In his spare time, you can find him rooting for the Denver Broncos, listening to Chris Stapleton, or hitting the slopes on his snowboard.
David McKelvy
Associate Underwriter
David is an Associate Underwriter in the Small Property Division at Kinsale Insurance. A University of Maine graduate, he moved to Richmond to begin his career in insurance with Kinsale. Outside of work, David enjoys watching the Boston Bruins play, listening to Mac Miller, or reading his favorite book, "Never Split the Difference" by Chris Voss and Tahl Raz.
Michael Robertson
Associate Underwriter
Michael is an Associate Underwriter in the Small Property Division at Kinsale Insurance. He began his insurance career in 2022 when he joined Kinsale's team. In his spare time, you can find him rooting for the Denver Broncos, listening to Chris Stapleton, or hitting the slopes on his snowboard.
SMALL PROPERTY – EAST
Godfried EdehAssociate UnderwriterGodfried is an Associate Underwriter in the Small Property Division at Kinsale Insurance. He's a proud University of Georgia alumnus who started his insurance career with Kinsale in 2021. Outside of work, he enjoys rooting for the Atlanta Hawks or traveling to Utah.Michael MarquezAssociate UnderwriterMichael is an Associate Underwriter in the Small Property Division at Kinsale Insurance. He's a Halifax, VA native and alumnus of Hampden-Sydney College, where he won several conference titles in football, graduated with a B.A. in Economics, and later coached. A hard worker on and off the field, Michael carries this motivation and passion into every task he tackles, including his transition into insurance at Kinsale. In his spare time, you can find him rooting for the Atlanta Falcons or listening to Tyler Childress.
Godfried Edeh
Associate Underwriter
Godfried is an Associate Underwriter in the Small Property Division at Kinsale Insurance. He's a proud University of Georgia alumnus who started his insurance career with Kinsale in 2021. Outside of work, he enjoys rooting for the Atlanta Hawks or traveling to Utah.
Michael Marquez
Associate Underwriter
Michael is an Associate Underwriter in the Small Property Division at Kinsale Insurance. He's a Halifax, VA native and alumnus of Hampden-Sydney College, where he won several conference titles in football, graduated with a B.A. in Economics, and later coached. A hard worker on and off the field, Michael carries this motivation and passion into every task he tackles, including his transition into insurance at Kinsale. In his spare time, you can find him rooting for the Atlanta Falcons or listening to Tyler Childress.
SMALL PROPERTY – WEST
Alyssa BellTerritory ManagerAlyssa is the West Territory Manager in the Small Property Division at Kinsale Insurance. She's a graduate of James Madison University who joined Kinsale in 2020. She enjoys listening to Maren Morris and cheering for the Washington Nationals, and her favorite city to visit is New Orleans.Christian KintonAssociate UnderwriterChristian is an Associate Underwriter in the Small Property Division at Kinsale Insurance. After 23 years in insurance, he joined Kinsale's team in 2022. Christian misses the days when the Chargers played in San Diego, but he'll still root for them despite the move. He loves a good Beatles jam or a weekend on the beaches of Duck, North Carolina in his spare time.
Alyssa Bell
Territory Manager
Alyssa is the West Territory Manager in the Small Property Division at Kinsale Insurance. She's a graduate of James Madison University who joined Kinsale in 2020. She enjoys listening to Maren Morris and cheering for the Washington Nationals, and her favorite city to visit is New Orleans.
Christian Kinton
Associate Underwriter
Christian is an Associate Underwriter in the Small Property Division at Kinsale Insurance. After 23 years in insurance, he joined Kinsale's team in 2022. Christian misses the days when the Chargers played in San Diego, but he'll still root for them despite the move. He loves a good Beatles jam or a weekend on the beaches of Duck, North Carolina in his spare time.
TRANSPORTATION
AVIATION
Will FahedAssociate UnderwriterWill is an Associate Underwriter in the Aviation Division at Kinsale Insurance. He's a proud graduate of James Madison University who began his insurance career with Kinsale in 2023. Outside of work, Will enjoys listening to Luke Combs, cheering for the Houston Rockets, or a getaway weekend at Emerald Isle.
Will Fahed
Associate Underwriter
Will is an Associate Underwriter in the Aviation Division at Kinsale Insurance. He's a proud graduate of James Madison University who began his insurance career with Kinsale in 2023. Outside of work, Will enjoys listening to Luke Combs, cheering for the Houston Rockets, or a getaway weekend at Emerald Isle.
COMMERCIAL AUTO
COMMERCIAL AUTO – EXCESS AUTO LIABILITY
Tyler ChocklettUnderwriter Tyler is an Underwriter in the Commercial Auto Division at Kinsale Insurance. He enjoys rooting for the West Virginia Mountaineers, listening to J. Cole, and spending time on Hilton Head Island on vacation. Tyler is a graduate of Radford University.
"They say a winner is just a loser that kept on trying." - Tony FinauJames TierneyAssociate UnderwriterJames is an Associate Underwriter in the Commercial Auto Division at Kinsale Insurance. He's a VCU graduate who began his insurance career with Kinsale in 2023. He's an avid extreme sports fan, spending his off time surfing and dirt biking, although his favorite sports team is more of a classic: the Boston Red Sox. James also plays guitar and calls blues-rock guitarist Stevie Ray Vaughan his favorite artist.
Tyler Chocklett
Underwriter
Tyler is an Underwriter in the Commercial Auto Division at Kinsale Insurance. He enjoys rooting for the West Virginia Mountaineers, listening to J. Cole, and spending time on Hilton Head Island on vacation. Tyler is a graduate of Radford University.
"They say a winner is just a loser that kept on trying." - Tony Finau
James Tierney
Associate Underwriter
James is an Associate Underwriter in the Commercial Auto Division at Kinsale Insurance. He's a VCU graduate who began his insurance career with Kinsale in 2023. He's an avid extreme sports fan, spending his off time surfing and dirt biking, although his favorite sports team is more of a classic: the Boston Red Sox. James also plays guitar and calls blues-rock guitarist Stevie Ray Vaughan his favorite artist.
COMMERCIAL AUTO – NON-DEALER’S GARAGE LIABILITY
Jayme AlexanderAssociate UnderwriterJayme is an Associate Underwriter in the Commercial Auto Division at Kinsale Insurance. She's a graduate of both Providence College and Longwood University who began her insurance career in 2022 with Kinsale. In her off time, she likes to visit southern Utah or cheer for her favorite baseball team, the Boston Red Sox.Justin MeyerAssociate UnderwriterJustin is an Associate Underwriter in the Commercial Auto Division at Kinsale Insurance. He's a proud University of Richmond graduate who spent a year in insurance before joining Kinsale's team in 2023. He's a big fan of the Philadelphia Phillies, the "Harry Potter" series, and spending weekends at the beach or on the golf course.
Jayme Alexander
Associate Underwriter
Jayme is an Associate Underwriter in the Commercial Auto Division at Kinsale Insurance. She's a graduate of both Providence College and Longwood University who began her insurance career in 2022 with Kinsale. In her off time, she likes to visit southern Utah or cheer for her favorite baseball team, the Boston Red Sox.
Justin Meyer
Associate Underwriter
Justin is an Associate Underwriter in the Commercial Auto Division at Kinsale Insurance. He's a proud University of Richmond graduate who spent a year in insurance before joining Kinsale's team in 2023. He's a big fan of the Philadelphia Phillies, the "Harry Potter" series, and spending weekends at the beach or on the golf course.
COMMERCIAL AUTO – TRUCKERS’ GENERAL LIABILITY
Amanda BurnetteAssociate UnderwriterAmanda is an Associate Underwriter in the Commercial Auto Division at Kinsale Insurance. A graduate of Longwood University, she began her insurance career in 2023 with Kinsale. Outside of work, she enjoys sitting down with a good book, especially historical fiction, or listening to country music, like Little Big Town. She's also a big fan of the Boston Red Sox.Cole MansfieldAssociate UnderwriterCole is an Associate Underwriter in the Commercial Auto Division at Kinsale Insurance. He's a proud VCU graduate who came to Kinsale in 2023 after a year in the insurance industry. Cole enjoys spending his free time reading his favorite series, "The Lord of the Rings" by J.R.R. Tolkien, or listening to the funky musical stylings of Vulfpeck.
Amanda Burnette
Associate Underwriter
Amanda is an Associate Underwriter in the Commercial Auto Division at Kinsale Insurance. A graduate of Longwood University, she began her insurance career in 2023 with Kinsale. Outside of work, she enjoys sitting down with a good book, especially historical fiction, or listening to country music, like Little Big Town. She's also a big fan of the Boston Red Sox.
Cole Mansfield
Associate Underwriter
Cole is an Associate Underwriter in the Commercial Auto Division at Kinsale Insurance. He's a proud VCU graduate who came to Kinsale in 2023 after a year in the insurance industry. Cole enjoys spending his free time reading his favorite series, "The Lord of the Rings" by J.R.R. Tolkien, or listening to the funky musical stylings of Vulfpeck.
INLAND MARINE
Emily MayerDivision ManagerEmily is a Division Manager in the Inland Marine Division at Kinsale Insurance. She enjoys listening to The Avett Brothers and reading, and her favorite vacation she's ever taken was to Italy. As an alum of Virginia Tech, Emily cheers on the Hokies whenever she can. She joined Kinsale's team in 2017 after four years in the insurance industry.
Emily Mayer
Division Manager
Emily is a Division Manager in the Inland Marine Division at Kinsale Insurance. She enjoys listening to The Avett Brothers and reading, and her favorite vacation she's ever taken was to Italy. As an alum of Virginia Tech, Emily cheers on the Hokies whenever she can. She joined Kinsale's team in 2017 after four years in the insurance industry.
INLAND MARINE – EAST
Caroline PetersonAssociate UnderwriterCaroline is an Associate Underwriter in the Inland Marine Division at Kinsale Insurance. A Sweet Briar College alumna, she enjoys listening to The Backseat Lovers, cheering for the Virginia Cavaliers, and reading her favorite book, "Kitchen Confidential" by Anthony Bourdain. Her favorite vacation she's ever taken was to Scotland.Edenia BenitezAssociate UnderwriterEdenia is an Associate Underwriter in the Inland Marine Division at Kinsale Insurance. She's a Mary Washington graduate who began her insurance career with Kinsale in 2023. On the weekends, you can find her watching a Dallas Cowboys game, listening to Maverick City Music, or reading her favorite book, "Verity" by Colleen Hoover.
Caroline Peterson
Associate Underwriter
Caroline is an Associate Underwriter in the Inland Marine Division at Kinsale Insurance. A Sweet Briar College alumna, she enjoys listening to The Backseat Lovers, cheering for the Virginia Cavaliers, and reading her favorite book, "Kitchen Confidential" by Anthony Bourdain. Her favorite vacation she's ever taken was to Scotland.
Edenia Benitez
Associate Underwriter
Edenia is an Associate Underwriter in the Inland Marine Division at Kinsale Insurance. She's a Mary Washington graduate who began her insurance career with Kinsale in 2023. On the weekends, you can find her watching a Dallas Cowboys game, listening to Maverick City Music, or reading her favorite book, "Verity" by Colleen Hoover.
INLAND MARINE – WEST
Logan EstesAssociate UnderwriterLogan is an Associate Underwriter in the Inland Marine Division at Kinsale Insurance. He's a proud Hampden-Sydney alumnus who started his career in insurance in 2020. In his free time, he enjoys rooting for the Washington Capitals, listening to Waylon Jennings, or taking a trip to the mountains for some time outdoors.
Logan Estes
Associate Underwriter
Logan is an Associate Underwriter in the Inland Marine Division at Kinsale Insurance. He's a proud Hampden-Sydney alumnus who started his career in insurance in 2020. In his free time, he enjoys rooting for the Washington Capitals, listening to Waylon Jennings, or taking a trip to the mountains for some time outdoors.
OCEAN MARINE
Maria FinkleAssociate UnderwriterMaria is an Associate Underwriter in the Ocean Marine Division at Kinsale Insurance. She's a graduate of the University of Phoenix who began her insurance career in 2023 with Kinsale. In her free time, she enjoys trips to Cape Cod, as she grew up on the cape. Her eclectic music taste counts Imagine Dragons, Neil Diamond, and Led Zeppelin among her all-time favorites.
Maria Finkle
Associate Underwriter
Maria is an Associate Underwriter in the Ocean Marine Division at Kinsale Insurance. She's a graduate of the University of Phoenix who began her insurance career in 2023 with Kinsale. In her free time, she enjoys trips to Cape Cod, as she grew up on the cape. Her eclectic music taste counts Imagine Dragons, Neil Diamond, and Led Zeppelin among her all-time favorites.