Kinsale is known for quoting hard-to-place risks, including accounts that other carriers may not consider. We can address both coverage-conscious and price-conscious insureds. Where other carriers may insist on exclusions, our new Products Liability sublimits offer more options for your accounts.
Kinsale is one of few markets that offer sublimits for battery-operated products, like e-cigarettes, vaping pens, consumer electronics, lawncare tools, micro-mobility vehicles, toys, and games.
We are also among the few markets offering sublimits for specified high-hazard products. When other carriers exclude high-hazard products from coverage or decline the accounts outright, Kinsale uses flexible, creative underwriting to say yes.
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