Products Liability + Business Personal Property and BI
Key Takeaways:
If it’s been a while since you considered the Products Liability + BPP/BI combo at Kinsale, it’s time to (re)discover two great products in one easy package. Our package option includes customizable Products Liability, plus coverage for owned, non-building business personal property, including equipment and inventory and business interruption expenses.
Take a quick look at a few of our most recent wins. You’ll see why brokers are turning to Kinsale for our timesaving Products GL and BPP/BI package—even for their toughest classes and most challenging accounts.
The Risk |
Our Solution |
Premium |
|
A cannabis cultivator & distributor, an already tricky property class, needed coverage for a new venture when their broker turned to Kinsale |
We packaged GL coverage with $1M/$2M limit alongside BPP coverage of $150,000 TIV |
$2,536 |
|
Another new venture, a gin & wine spirits manufacturer that bottled, labeled, & did tastings on-site, needed a multi-coverage solution. Their broker found it at Kinsale. |
We delivered our GL + BPP package, including $1M/$2M GL limits & Property coverage of $50,000 TIV, then we added Liquor Liability with $1M/$1M limits |
$3,750 |
|
A broker brought us a tough class, a shop selling & importing electric scooters, bicycles, motorbikes, & charging stations. The shop also offered servicing, creating additional exposures. |
Our solution was a package with $1M/$2M GL limits & Property coverage of $400,000 TIV that also included $100,000 for Business Interruption (BI). |
$15,622 |
|
The broker for a medical cannabis dispensary was shopping for new GL + Property coverage when our underwriter presented our Products GL + BPP package |
We soon bound a policy that included $1M/$2M in Products GL & Property coverage of $55,000 TIV, providing more coverage than the dispensary previously had, at a closely matched premium |
$2,000 |
|
Soon after we launched our package product, a broker submitted an HVAC equipment manufacturer account |
We found the perfect fit for 2024-25 & just renewed for 2026-27 with new terms tailored to the company’s current needs, providing $1M/$2M in GL limits with Property coverage of $25,000 TIV |
$4,593 |
|
|
Our Products Liability team delivers fast, customized package solutions for importers, distributors, and manufacturers of consumer, commercial, and industrial products.
Request Your Products + BPP with BI Package Quote Now!
Need building coverage? Contact our Small Property or Commercial Property teams!
Entertainment Insurance Built for the Busy Season Key Takeaways: Customizable General Liability coverage A broad appetite for spring-related entertainment accounts Quick quotes &…
Hospital PL, GL & Excess Capacity for Small to Midsize Operations Key Takeaways: JUST LAUNCHED: Hospital Liability designed for small to midsize accounts…
When Other Carriers Come & Go, You Can Always Count on Kinsale Key Takeaways: Kinsale’s Product Recall Division delivers consistent, creative solutions across…
