Entertainment – Equestrian

Kinsale’s Entertainment specialists offer Equestrian insurance solutions for an array of small-to-midsize businesses.

We particularly target risks that have been non-renewed, have a poor loss history, or are located in a difficult legal venue. Both Claims-Made and Occurrence forms are available. Kinsale can tailor coverage to meet a risk’s unique underwriting characteristics.

Target Classes:

  • Dressage competitions
  • Dude ranches and camps
  • Equestrian day camps
  • Equine animal film and television services
  • Equine animal training
  • Event centers
  • Petting zoos
  • Pony rides
  • Private and group riding lessons
  • Private ranch boarding services
  • Riding and hunt clubs
  • Rodeos
  • Trail riding operations (guided and non-guided)

Minimum Premium: $1,500
Deductible: $1,000
Higher options available

Policy Structure:

  • Full General Liability
  • Equine Professional Services Liability
  • GL and PL coverages have their own limits (subject to total policy aggregate)

Available Coverage Enhancements:

  • Equine Animal mortality coverage
  • Additional insured, waiver of subrogation, and primary and non-contributory endorsements

Submission Requirements:

  • Signed and dated Equestrian Kinsale supplemental application
  • Completed Equine Animal supplemental table
  • Five-year currently-valued company loss runs
  • Copies of the following:
    • Any certifications held by the client
    • Any USDA citations, sanctions, warning letters, or other federal or state Equine Authority notices
  • Website information or brochure as appropriate to insured’s operations