Products Liability

Policy Structure:

• $10M excess capacity available through Kinsale’s Excess Casualty Division
• Commercial General Liability and Products/Completed Operations Liability
• ISO Occurrence and Claims-Made coverage forms (retroactive date continuity provided)
• Coverage tailored for unique exposures
• Split deductibles available
• Deductible will be $2,500 unless tailored to an individual risk

Minimum Premiums:

• $2,500
• $1,500 for select exposures

Submission Requirements:

• ACORD Commercial Insurance application and General Liability application with a complete description of operations (signed and dated by the insured when bound)
• Supplemental application, where appropriate (signed and dated by the insured when bound)
• Five-year currently-valued company loss runs with a description provided for losses over $25,000
• Website information