Commercial Auto - Transportation General Liability

Excess Auto Liability

From long-distance hauling to contractor fleets, Kinsale’s Commercial Auto Division offers Excess Auto Liability coverage, providing lead excess or buffer layers on an unsupported or supported basis.

We target small-to-midsize tractor trailer fleets and commercial contractor fleets, including those in difficult legal venues or with hard-to-insure operations.

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Non-Dealer’s Garage Liability with Garagekeepers

Kinsale’s Commercial Auto Division offers primary and excess Non-Dealer’s Garage Liability with Garagekeepers coverage that targets businesses servicing vehicles left in their custody.

Our team of underwriters can offer creative and practical solutions for many of your hard-to-insure Garage Liability accounts, including those with poor loss history, gaps in coverage, or high-hazard operations. In addition to flexible primary limits, we also offer up to $5M in excess coverage on a supported and unsupported basis.

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Policy Structure:

• Commercial General Liability
• ISO Occurrence or Claims-Made forms
• Employee Benefits Liability
• Stop Gap Liability
• Up to $1M in primary limits
• Up to $5M available with Kinsale’s Excess Auto Liability

Minimum Premium:

• $1,650

Deductible:

• Starts at $1,000

Submission Requirements:

• Appropriate Commercial & General Liability applications
• Supplemental application, where appropriate
• Five-year currently valued company loss runs
• Website information

Avoided Risks:

• Ride-sharing operations

• What Trucking-related insurance products does Kinsale offer?

  Our Commercial Auto Division provides Transportation General Liability for small to midsize fleets and transportation-related businesses ranging from truckers, transloaders, and towing operations to couriers, freight handlers, and taxi and limo services.

  With flexible primary limits, excess options, and low minimum premiums, we can craft tailor-made coverage for each account, even hard-to-insure risks like new ventures, those with poor loss histories, or those with non-preferred drivers.

  In addition to Transportation General Liability, we also offer Excess Auto Liability and Non-Dealer’s Garage Liability.

• Can you include Transportation General Liability risks with your Excess Auto terms?

  Most definitely! We regularly sit excess of both the General Liability and Excess Auto policies.

• What is your Transportation General Liability capacity?

  We can offer up to $1M in primary limits for Transportation General Liability and excess limits up to $5M available through our Excess Auto Liability product.