Recent Wins – Energy Division
Kinsale’s Energy Division delivers fast, customized solutions for Oil & Gas, Alternative Energy, Mining, and Power accounts. Our products include Commercial General Liability, Pollution and Professional Liability, and specialized products like Monoline CPL, Control of Well, and Oil Lease Property.
24-Hour Service Win
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Risk Type: Surface Mining
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Challenge: Flexibility
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Limits: $1M/2M
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Premium: $6,071
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Summary: A surface mining contractor needed GL coverage for quarry work, land grading, fence installation, and residential remodeling work. The broker couldn’t find flexible options with other carriers—but, our underwriter quoted and bound coverage the same day we received the submission.
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Hard-to-Place Account Win
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Risk Type: Oilfield Water Hauler & Kill Truck Service
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Challenge: Adverse Loss History
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Limits: $1M/2M
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Premium: $28,000
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Summary: A recent $375,000 injury loss made GL coverage hard to find for an oilfield water hauler with a vacuum truck. Their
broker began gathering quotes from multiple carriers. Two competitors offered coverage options, but our underwriter was able to
craft terms that beat their offers, and the bind order was ours.
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Consistent Appetite Win
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Risk Type: Water & Electric Utilities
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Challenge: Existing Coverage Program Ended
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Limits: $1M/2M + $2M excess
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Premium: $60,000
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Summary: The broker for a water and electric utilities company found herself shopping for coverage unexpectedly when the utility company’s existing carrier discontinued its program. She came to Kinsale and left with the primary and excess coverage her account needed to keep the lights on.
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New Product Wins
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Risk Type: Solar Energy
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Challenge: Monoline Contractor’s Pollution Liability (CPL)
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Limits: $1M/2M
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Premium: $9,561
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Summary: A solar energy contractor with $20M in annual sales needed pollution coverage to meet a lender’s requirement. The
contractor’s broker came to Kinsale for our new standalone CPL. In just two days, our underwriter had the policy quoted and bound.
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Risk Type: Used Oil Recycling
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Challenge: Oil Lease Property (OLP)
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Limits: $605,820 (Property Value)
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Premium: $13,190
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Summary: A building owner operated a used oil recycling operation on one side of his property and a dirt work company on the
other. His broker was struggling to find a carrier willing to cover the O&G side until she came to Kinsale. We combined creative
underwriting with our OLP product and soon the account was bound.
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Risk Type: Oil & Gas Exploration & Production
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Challenge: Control of Well (COW)
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Limits: $1M/$250k CCC
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Premium: $5,000
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Summary: An O&G exploration and production company operated more than 125 wells across multiple states, and its broker came to us seeking coverage for one of those wells. Our COW product with a $1M limit was the perfect fit. Our underwriter got the policy perfected, and it was bound shortly after.
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Explore the Potential for your Energy accounts at Kinsale.