Blog

Liability & Recall coverages for Medication & Supplement suppliers

Keep Your OTC Med & Supplement Accounts
On Track for Success

Key Takeaways:

• Complementary Product Recall & General/Product Liability coverages protect your accounts when they need it most
• Flexible premiums & limits available across a wide range of classes

Back to school, changing weather, and busy fall schedules can leave the healthiest of us needing an immune system boost. Even companies who make and distribute immune supplements and over-the-counter medications need to keep their business health in mind.

Complementary coverages from Kinsale’s Life Sciences and Product Recall Divisions can provide the prescription for success.

After renewing General and Excess Liability coverages, an amino acids and vitamins distributor needed $5M in Product Recall protection to keep a supplier’s account. The distributor’s broker brought the account to his Life Sciences underwriter, who quickly brought in our Product Recall experts.

Our underwriters from both divisions worked together to customize the necessary coverages and delivered a new Product Recall quote in a matter of hours.

Explore complementary coverages for immunity-related classes, including distributors, manufacturers, ingredient suppliers, pharmaceuticals (OTC and Rx), vitamins, minerals, dietary supplements, and more.

Life Sciences

• Minimum premiums starting at $2,200
• Primary limits up to $10M
• Follow-form excess capacity of $10M, supported or unsupported

Product Recall

• Minimum premiums starting at $1,500
• Primary & unsupported excess limits up to $5M
• Primary coverage enhancements available

Explore the Potential of combined Life Sciences & Product Recall coverage at Kinsale.